15738 APPLEWHITE CIRCLE, Port Charlotte, FL, 33981 | $575,000

Location, lifestyle, and waterfront living come together beautifully in one of South Gulf Cove’s most sought-after waterfront communities. Perfectly positioned for the boating enthusiast, this gorgeous 3 bedroom, 2 bathroom home offers a short ride to open water with only one bridge along the way.

Inside, you’ll find a bright, inviting layout with plank tile flooring, granite countertops throughout, stainless steel appliances, a beautiful kitchen backsplash, insulated double-pane windows, and a clean coastal feel throughout. The home is beautifully maintained and move-in ready, giving you the chance to start enjoying the waterfront lifestyle right away.

The modern tiled bathrooms add to the home’s polished appeal, with the main bathroom featuring dual sinks and a walk-in tiled shower. A dedicated laundry room with a utility sink adds everyday convenience.

Step outside to the spacious south-facing lanai with panoramic screening, where you can relax, entertain, and take in peaceful water views all year long. Beyond the lanai, your outdoor paradise continues with a pavered patio, fire pit, and walkway leading to your private composite dock complete with water, electric, and lights.

While this home does not currently have a pool, that gives you the opportunity to create the custom pool and outdoor living space you’ve always wanted. Enjoy the home, dock, and waterfront setting now, then design your dream pool when the time is right.

Close to some of the best fishing in Southwest Florida, boating, golf, and just a short drive to the beautiful Gulf Coast beaches, this property offers an incredible opportunity to own affordable waterfront in a prime South Gulf Cove location. Don’t miss your chance to get on the water now and make this beautiful home your own.

Features

  • Amenities: Clubhouse
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,610
  • Acreage: 0.23
  • Est. Taxes: $6,831
  • HOA Fee: $120 Annually
  • View: Water
  • Water Front: Yes
  • Elem. School: Deep Creek Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6147500
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6147500/15738applewhitecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 6:30:31 AM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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15738 APPLEWHITE CIRCLE, Port Charlotte, FL, 33981

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $569 $569 $569
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,755 $2,870 $3,789
Total Monthly Payment $3,416 $3,531 $4,450

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.