|
433 RUM RUNNER Way, St Johns, FL, 32259 | $495,000
Experience luxury coastal living in this stunning 2023 built home in Beachwalk's gated community of Atlantica Isles! HOA Covers: Lawn & Landscape, Irrigation, Exterior Insurance & Maintenance Termite & Pest Control. Enjoy Tax savings: CDD BOND FULLY PAID OFF. This rare floor plan features a main level primary suite boasting a tiled walk in shower, double vanity, & walk in closet. The open concept layout flows into a gourmet kitchen equipped with quartz countertops, ceiling height crown molded cabinets, a double oven, & a premium LG French door fridge with a craft ice maker. Enjoy the Shiplap wrapped electric fireplace or utilize the custom built in workspace. Upstairs, find a spacious loft/flex room, a large laundry room & two bedrooms w/ walk in closets. Indoor/outdoor living awaits with stackable sliding doors opening to a covered lanai, fully fenced yard, and peaceful pond views. Features direct beach/lagoon access, Shark Coating garage floors, + overhead storage. Turn-key perfect! Welcome to Atlantica Isles- A Premium Lock-and-Leave Gated Community in Beachwalk. This community offers exceptional aggregate savings and comprehensive, hassle-free maintenance covered by the HOA: Complete Lawn & Landscape Care: Covers mowing, edging, weeding, hedging, fertilization, and pest/herbicide treatments for all individual lots and common areas. Irrigation Maintenance: Full upkeep of all individual sprinkler systems and irrigation infrastructure. Exterior Insurance & Maintenance: HOA dues cover property insurance for the exterior of all homes and roofs, significantly reducing individual homeowner insurance premiums. Termite & Pest Control: Includes a community-wide termite bond and regular exterior pest control via McCall Service. Pond Maintenance: Upkeep of the three community ponds, fountains, and fountain lighting. Exclusive Access: Features two direct, private access pathways to the West Beach, Lagoon, and Clubhouse, plus a planned future pedestrian/golf cart gate to the upcoming south-end retail village. Additional Fees: BEACHWALK: $5000 one-time initiation fee to Beachwalk Club BEACHWALK COMMUNITY LAGOON FEES: $163 Monthly (paid quarterly)
Features
- Amenities: Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)Sidewalks, Street Lights, Restaurant, Gated, Curbs
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, In Garage, In Unit, Upper Level, Washer Hookup
- Year Built: 2023
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,052
- HOA Fee: $390 Monthly
- Lot Desc: Few Trees, Sprinklers In Front, Sprinklers In Rear
- View: Pond
- Water Front: Yes
- Elem. School: Lakeside Academy
- Middle School: Lakeside Academy
- High School: Beachside
- Appliances: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater
- MLS#: 2148007
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/2148007/433rumrunnerway_stjohns_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS ST JOHNS
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
433 RUM RUNNER Way, St Johns, FL, 32259
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,372 | $2,471 | $3,262 |
| Total Monthly Payment | $2,447 | $2,546 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388