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***OPEN HOUSE CANCELLED!*** Wake up to the sound of the shoreline and enjoy coastal living just a stones throw from the beach at this beautifully maintained & updated Morgan Point retreat. Perfectly positioned with water views from both floors, this beach home offers the ideal blend of year-round comfort and vacation-style living. Inside, you'll find sun-drenched living spaces, hardwood flooring that spills from nearly every room to the next, spacious bedrooms, and a cozy kitchen with granite tops, undermount sink, first floor Laundry. Multiple outdoor living areas, including an expansive and maintenance free composite deck and double sliding door upper balcony, create the perfect setting for entertaining, relaxing, or enjoying sunsets over the water. Recent improvements include but are not limited to; replaced HVAC system, Anderson windows, upgraded decking, blown-in insulation, Granite step entrance with Marine Grade stainless steel railings on both front entry and upper balcony. Whether you're looking for a primary residence, weekend escape, or shoreline investment opportunity, this home delivers an unbeatable combination of location, lifestyle, and views at an attractive price point - all just minutes from downtown New Haven, Yale, restaurants, and commuter routes.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Kitchen | Granite Counters,Vinyl Floor | Main |
| Living Room | Hardwood Floor | Main |
| Living Room | Balcony/Deck,Hardwood Floor | Upper |
| Primary Bedroom | Hardwood Floor | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,965 |
| Total Monthly Payment | $2,791 | $2,908 | $3,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.