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Presented by
Ashley Jennings |
Welcome to your new home at 120 Swain Avenue! This peaceful street is just 1 turn off of Highway 9, convenient to shopping, restaurants, and less than 15 minutes from the Lake Bowen park and boat launch! Going south, downtown Spartanburg is only 18 minutes away. This 4-bedroom home is built with thoughtfully updated vintage craftsmanship. Notice the rich Luxury Vinyl Plank flooring throughout the main level and the updated cabinets and countertops. The carport has been converted into a sunny and comfortable great room/bonus room. Even the laundry room is a highlight here, with an updated utility sink and modernized water heater. The updates are not merely cosmetic. The floor framing has been reinforced. The crawlspace is also improved with a vapor retarder and dehumidifier. The HVAC is enhanced with an Indoor Air Quality system. And the whole house is powered with up to date, 200 amp electrical service! This is your opportunity to own a conveniently located, move-in ready gem. Don’t let it get away. Schedule your private showing today! 100% FINANCING AVAILABLE! 120 Swain Avenue is eligible for 100% financing through United Community Bank’s Portfolio 100 loan product. • No down payment • No max income restrictions • Doesn't require that the property be in a certain census tract • Doesn't require the homebuyer to have a specific occupation. Conditions apply. Call Listing Agent for more info.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
Sales Associate
William Raveis Real Estate
Phone: 239.203.4942
Ashley.Jennings@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,389 | $1,465 | $1,911 |
| Total Monthly Payment | $1,614 | $1,690 | $2,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.