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Presented by
Annie Dillon - The Annie Dillon Team |
45 GAN Way, St Johns, FL, 32259 | $596,950
Welcome to 45 Gan Way in the highly sought-after Grand Creek North community in St. Johns! NO CDD FEE! Owner spent over 30k on upgrades! including fully paved and fully fenced backyard. This beautifully well maintained 4-bedroom+Flex room, 3-bath home offers over 2660 square feet of thoughtfully designed living space, combining modern comfort with exceptional outdoor living. Situated on a premium pond-view lot. Step outside to a fully fenced backyard featuring an expansive fully paved outdoor space--perfect for entertaining, family gatherings, outdoor dining, or simply relaxing while taking in the serene pond views. Inside, the home showcases spacious living areas, an open-concept layout, and contemporary finishes throughout. Additional upgrades include a whole-house water softener system for enhanced water quality and an epoxy-coated garage floor. Don't miss this opportunity to own a move-in-ready home with premium upgrades, beautiful water views, and an unbeatable St. Johns location!
Features
- Amenities: PoolSidewalks, Street Lights
- Bedrooms: 4
- Baths: 3 full
- Laundry: In Unit
- Style: Ranch
- Year Built: 2022
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,660
- Acreage: 0.18
- Est. Taxes: $6,688
- HOA Fee: $624 Semi-Annually
- View: Pond
- Elem. School: Trout Creek Academy
- Middle School: Trout Creek Academy
- High School: Bartram Trail
- Appliances: Dishwasher, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
- MLS#: 2147953
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/2147953/45ganway_stjohns_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Annie Dillon - The Annie Dillon TeamSales Vice President
860.729.2998
Annie.Dillon@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 GAN Way, St Johns, FL, 32259
$596,950
Annie Dillon - The Annie Dillon Team
Sales Vice President
William Raveis Real Estate
Phone: 860.729.2998
Annie.Dillon@raveis.com
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $477,560 | $477,560 | $477,560 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $557 | $557 | $557 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,860 | $3,015 | $3,934 |
| Total Monthly Payment | $3,509 | $3,664 | $4,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388