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Vacation year-round in this charming lake community retreat! Nestled on a beautifully landscaped lot with stone retaining walls and multiple outdoor living spaces, this unique home offers the perfect blend of relaxation and recreation. Town records reflect 3 bedrooms and 1 bath; the home is currently configured as 2 bedrooms and 2 bathrooms, creating a spacious and flexible floor plan. Newer roof and windows. Step inside to an inviting open-concept living, dining, and kitchen area featuring hardwood floors, abundant natural light, and a layout designed for both everyday living and entertaining. The spacious primary suite offers a private balcony, creating the perfect place to enjoy your morning coffee or unwind after a day on the lake. Outdoor amenities include a large rear deck, front porch, fire pit area, and picturesque stone retaining walls that enhance the property's natural beauty. Recent improvements include updated plumbing, updated electrical service with a 200-amp panel, newer roof, newer paved driveway, and washer/dryer hookups on both the main level and in the basement. Enjoy access to the community beach, picnic area, swimming, fishing, and non-motorized boating. Whether you're searching for a year-round residence, weekend getaway, downsizing opportunity, or investment property, this home offers endless possibilities in a peaceful lake setting.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $334 | $334 | $334 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,812 |
| Total Monthly Payment | $1,727 | $1,798 | $2,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.