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Perched at the top of sought-after City View Estates, just off Phenix Avenue and surrounded by luxury homes valued at over $1 million, this custom-built residence showcases exceptional craftsmanship and pride of ownership from its original builder and owner. Designed for comfortable single-level living, this meticulously maintained home offers 3 bedrooms and 2 full bathrooms, featuring a custom kitchen with solid wood cabinetry, hardwood flooring, and ceramic tile throughout. Two charming wood-burning fireplaces in the family and living rooms create a warm and inviting atmosphere. A dedicated office with radiant heated floors provides ideal work-from-home flexibility or additional living space. Recent improvements include a 6-month-old single-layer roof, a freshly seal-coated driveway, and a septic system that has been recently tested and approved. The property is connected to city water and also features a lateral sewer connection available for future use. Additional highlights include one-car garage, finished walkout basement with a spacious cedar closet, bar area, and abundant natural light throughout. Situated on a beautifully landscaped half-acre corner lot with underground sprinklers, the property offers ample room for future expansion. Homes built with this level of quality, care, and attention to detail are increasingly rare. Lovingly maintained for decades, this exceptional property is ready to welcome its next owner.
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $2,727 | $2,837 | $3,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.