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Don't miss this move in ready Colonial, nothing to do but move in your belongings. This home has the charm a 1920's Colonial is supposed to exude, with beautiful crown molding and hardwood floors just about through the entire home. Before you enter, you can't miss the oversized front porch with enough room for friends to gather for a summer cocktail. As you enter, you'll step into the living room, a lovely space for family and relaxation, with a fireplace, hardwood floors and a nice warm feel. From there you can see the formal dining area, the perfect spot to entertain, with lots of natural light and hardwood floors as well. The eat-in kitchen has lots of elbow room for you to cook with the family as well as plenty of storage and tile floors. A half bath rounds out the first floor, laundry is on the lower level. Upstairs you will find the bedrooms. On the second floor are 3 nice size rooms with hardwood floors, tons of closet space and a full bath. On the next level is an oversized primary bedroom with another full bath, plenty of closet space and lots of natural light. In the backyard you`ll find it the perfect size to enjoy without a ton of yardwork to do. A patio large enough for a dining set and a BBQ grill, overlooking a beautiful whimsical garden area with a pergola so you can sit out all day and enjoy. This home is close to everything, shopping, eateries, I95, Metro North and of course the beautiful West Haven Shoreline. Please wear booties when entering
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Kitchen | Tile Floor | Main |
| Living Room | Fireplace,Pellet Stove,Hardwood Floor | Main |
| Primary Bedroom | Full Bath | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $617 | $617 | $617 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,864 | $1,965 | $2,584 |
| Total Monthly Payment | $2,556 | $2,657 | $3,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.