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This Gales Ferry residence carries the kind of presence and detail that newer construction simply can't replicate - handsome built-in hutches, a wood-burning stove for cozy winter evenings, and bones that have held up beautifully for nearly a century. It sits on a commanding corner lot with mature landscaping, natural light from multiple exposures, and a private, enclosed yard that delivers real seclusion - a genuine rarity on a corner. This home offers additional rooms ready to adapt to whatever life calls for - a home office, creative studio, guest room, playroom, reading library, or workout space. Maintained mini-split AC units provide quiet, efficient, room-by-room climate control year-round. The front entryway doubles as a mudroom with washer and dryer hookups - a practical touch that keeps daily life organized from the moment you walk in. Outside, the property delivers on every count. An above-ground swimming pool makes summer in the backyard something to look forward to, while an oversized shed - substantial enough for a workshop, serious storage, or hobby space - means there's room for everything without giving up any of the main living area. The enclosed private yard offers room for gardens, pets, play, or simply unwinding without an audience. Gales Ferry is - close to everything without feeling like it. Near the public library and neighborhood playground. Minutes to everyday shopping, and an easy commute to EB, Pfizer and I-95.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Built-Ins,Hardwood Floor | Main |
| Dining Room | Bay/Bow Window,Built-In Hutch,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Living Room | Main | |
| Other | Vinyl Floor | Upper |
| Primary Bedroom | Hardwood Floor,Vinyl Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $407 | $407 | $407 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,636 |
| Total Monthly Payment | $2,399 | $2,478 | $3,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.