4061 ASHEVILLE LANE, St. Cloud, FL, 34772 | $399,990

Sellers LENDER will contribute $4, 000 to buyers closing costs or rate buy down. Located in the beautiful and serene oak tree lined streets of the Verandah Lakes community of Stevens Plantation, this home is an entertainers dream! This beautiful 3/2 is as spacious and open as can be. Upon entering, the stunning architectural features are apparent, from the rounded portico with circular coffered ceiling, straight through to the custom French Doors, prepare to be amazed! The formal living and dining rooms are open & separated from the family room and kitchen with distinct columns and tray ceilings. The deep family room and kitchen are divided and connected by a long, granite breakfast bar which pulls the space together. An adjacent eat in kitchen overlooks the back yard thru bay windows adding to the exceptional natural light flooding the entire home. The kitchen boasts 42 inch cherry cabinets with plenty of storage and stainless steel appliances.  
The generously sized primary suite features ceramic tile flooring and a private en-suite bathroom complete with dual vanities, a soaking tub, separate walk-in shower, private water closet, and a walk-in closet. Bedrooms two and three offer comfortable accommodations with cozy carpet flooring and walk-in closets. The guest bathroom includes a vanity, toilet, and tub/shower combination, highlighted by a beautiful deep-set picture window that fills the space with natural light. A dedicated laundry room accommodates a full-size washer and dryer for added convenience. If a 4th bedroom is needed, the oversized garage offers 23 X 12 space which could easily be converted into a 4th bedroom, under air, increasing the sqft of the home by 10-15% of living space and potentially increasing the value by 25% at minimal cost. Or use it for up to three vehicles or a customized workshop or additional storage area.
Significant recent updates provide peace of mind, including a new roof installed in November 2024, exterior repainting completed in 2024, a new air conditioning system installed in 2024, and a regularly maintained water heater. Combining comfort, functionality, and an exceptional location, this move-in-ready home presents a wonderful opportunity to enjoy the best of Central Florida living including spectacular views of rocket launches from your back porch, proximity to lakes, nature and wildlife in addition to all the world class attractions central Florida has to offer! This exceptional residence offers unparalleled luxury and convenience, situated close to major roads, shopping, dining, and professional and medical offices. Don’t miss your chance to make this stunning home yours. Schedule your showing today!

Features

  • Amenities: Cable TV
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2008
  • Garage: 3-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,193
  • Acreage: 0.22
  • Est. Taxes: $3,624
  • HOA Fee: $202 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8513255
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/TB8513255/4061ashevillelane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 12:08:40 AM)
Listing courtesy of GREAT WESTERN REALTY   Phone: 813-833-8394

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4061 ASHEVILLE LANE, St. Cloud, FL, 34772

$399,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,992 $319,992 $319,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $302 $302 $302
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,944 $2,020 $2,657
Total Monthly Payment $2,321 $2,397 $3,034

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.