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Welcome to one of Palm Harbor’s most desirable communities, Waterford Crossing! Ideally located just minutes from the Dunedin Causeway, Honeymoon Island State Park, and Caladesi Island State Park, this beautifully maintained home offers the perfect blend of comfort, space, and Florida living.
Arrive to an oversized circular brick paver driveway and step through the double-door entry into formal living and dining spaces filled with natural light. This spacious split floor plan features 4 generously sized bedrooms, 3 full bathrooms, and a 2-car garage.
The primary suite is privately situated on one side of the home and features laminate flooring, high ceilings, abundant natural light, a cozy seating area overlooking the pool, and sliding glass door access to the screened lanai. The suite also offers two walk-in closets and an expansive en-suite bathroom complete with dual granite vanities, a glass-enclosed shower, and a separate tub.
On the opposite side of the home, you’ll find a beautifully updated kitchen with wood cabinetry, stylish hardware, granite countertops, ample storage space, a pass-through to the formal dining room, and a dinette area overlooking the family room. The family room features a fireplace and offers plenty of space for relaxing or entertaining.
Bedrooms two and three share a full bathroom and are conveniently located near the kitchen and family room. Toward the rear of the home, the fourth bedroom and third full bathroom provide an ideal setup for guests, an in-law suite, or pool access.
Step outside to enjoy the refreshing screened-in pool area, complete with built-in cabinets and a sink, perfect for entertaining year-round.
Additional highlights include:
- Roof replaced in May 2026
- HVAC approximately 3 years old
- Water heater replaced in 2025
- Propane option available
This exceptional home combines location, functionality, and outdoor living in one of Palm Harbor’s most sought-after neighborhoods, while also offering the convenience of shopping, dining, and everyday essentials just minutes away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,833 | $3,992 | $5,271 |
| Total Monthly Payment | $4,285 | $4,444 | $5,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.