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Located in the heart of Oakland, Florida, 2120 Gopher Tortoise Terrace offers the perfect blend of modern comfort, thoughtful upgrades, and an exceptional location surrounded by nature and convenience. This beautifully cared for 3 bedroom, 2. 5 bathroom townhome also presents a rare opportunity for qualified buyers to potentially assume the seller’s attractive 2. 75% mortgage rate, subject to lender approval, creating the possibility for substantial savings compared to current market rates. Inside, the home welcomes you with an airy open-concept design filled with natural light and stylish laminate flooring that carries throughout the main living spaces. The spacious layout connects the living, dining, and kitchen areas seamlessly, creating an ideal setup for both everyday living and entertaining guests. The kitchen has been designed with both function and style in mind, featuring granite countertops, stainless steel appliances, a large center island with seating, and a modern tile backsplash that adds a clean, upscale touch. Several custom improvements throughout the home elevate the overall experience, including upgraded pantry organization, custom shelving in the laundry room with a built-in drying pole, and professionally designed closet systems for enhanced storage and convenience. Upstairs, the primary suite serves as a relaxing private retreat, complete with a custom walk-in closet and an upgraded en-suite bathroom featuring raised countertops and a frameless glass shower. The additional bedrooms offer flexibility for family, visitors, or a dedicated home office space. Outside, the private paved courtyard creates a peaceful setting for morning coffee, outdoor dining, or relaxing evenings with friends and family. The surrounding location is one of the home’s standout features. Positioned directly across from the West Orange Trail, residents enjoy immediate access to miles of scenic walking, running, and biking paths. Just nearby, the Oakland Nature Preserve provides beautiful natural surroundings, wildlife, and additional trails to explore. The home is also conveniently close to Downtown Winter Garden, a highly sought-after destination known for its award-winning farmers market, local restaurants, boutique shopping, and year-round events that create a true sense of community. Combining a prime location, quality upgrades, and a welcoming layout, this home delivers an exceptional lifestyle opportunity in one of Central Florida’s most desirable areas.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $346 | $346 | $346 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,820 | $1,896 | $2,503 |
| Total Monthly Payment | $2,241 | $2,317 | $2,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.