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Enjoy Florida living in this charming 2 bedroom 2 bath home. The updated kitchen features convenient slide out shelving, lots of cabinet and countertop space as well as stainless steel appliances. The home has an open floor plan with a spacious living room and dining area. There is a den/bonus room that leads out to a front porch. The primary bedroom offers a walk in closet. The primary bathroom has updated cabinetry and a tiled walk in shower. The hall bath also features an updated vanity. Several updates were done on the home between 2010-2013 including vinyl siding, AC, and water heater. This home offers lots of room for outdoor entertaining. There is a screened room off the carport with tile flooring and roll down shades. Through the screened room is a storage room/workshop that houses that washer and dryer. From the storage room you can walk out onto a covered concrete patio area that currently serves as a storage for the golf cart that will remain with the house. With no rear neighbors, the open wooden deck and the paver patio at the rear of the home are perfect areas to relax and enjoy a good book or your morning coffee. This home is located in a 55+ community. Residents enjoy access to an clubhouse filled with activities and amenities as well as a community pool and hot tub. Some of the amenities include a library, fitness room, kitchen, craft room, workshop and shuffleboard. The clubhouse overlooks a lake and features a fishing dock. The HOA fees include cable, internet, water, sewer and lawn care. This home is a MUST SEE!!!
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Our Executive Mortgage Banker:
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$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $695 | $732 | $956 |
| Total Monthly Payment | $917 | $954 | $1,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.