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Experience the perfect blend of historic character and modern convenience in this stunning Colonial home. From the moment you step into the spacious foyer, you'll appreciate the warmth, craftsmanship, and elegance found throughout. The dining room, living room, and sunroom showcase exquisite original plaster crown molding that must be seen to be fully appreciated. The updated kitchen features durable soapstone countertops, stainless steel appliances, and a charming swinging door leading to the dining room. Just off the dining room, a private balcony offers the perfect spot to relax outdoors. A modern, elegant half bath is located at the rear entry. The inviting living room is anchored by a gas-insert fireplace with incredible art deco sconces. Adjacent to the living room, the sunroom features terracotta tile flooring and abundant natural light, making it an ideal place to enjoy your morning coffee or unwind with a good book. This home offers 4 bedrooms and 3. 5 bathrooms. The spacious primary suite includes a beautifully appointed full bath with a large tiled shower. Two additional bedrooms share a full bath that it period perfect with its original tub, sink and splendid fixtures. The finished walk-up attic provides a generous fourth bedroom, along with an additional flexible space that can serve as an office, storage area, hobby room, or whatever suits your needs. The lower level has its own private entrance and offers excellent potential as an in-law suite, studio apartment, or entertainment space. It includes a full kitchen with a gas cooktop, wall oven, breakfast bar, gas-log fireplace, electric baseboard heat, a full bath with a tiled shower, and a pantry that could also function as a walk-in close. Additional highlights include a newer Utica gas boiler, 200-amp electrical service, and a 50-year warrantied roof. Conveniently located near Wesleyan University and the vibrant dining scene of Middletown, this exceptional home offers the character of yesterday with the comforts of today. It is truly a turn of the last century stunner. Professional photos available 6/5/26.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 12.0 | Upper |
| Bedroom 2 | On 3rd Floor | 18.0 x 26.0 | Other |
| Bedroom 3 | Hardwood Floor | Upper | |
| Dining Room | 9 ft+ Ceilings,French Doors,Hardwood Floor | 11.0 x 13.0 | Main |
| Kitchen | Remodeled,9 ft+ Ceilings,Built-Ins,Granite Counters,Hardwood Floor | 10.0 x 12.0 | Main |
| Living Room | 9 ft+ Ceilings,Fireplace,French Doors,Hardwood Floor | 10.0 x 26.0 | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | 11.0 x 16.0 | Upper |
| Studio Apt | Eating Space,Full Bath | 25.0 x 28.0 | Lower |
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NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $397,607 | $397,607 | $397,607 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $682 | $682 | $682 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,381 | $2,481 | $3,275 |
| Total Monthly Payment | $3,138 | $3,238 | $4,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.