116 Chestnut Drive, New Windsor, NY, 12553 | $575,000

Welcome to this beautifully updated Cape Cod, ideally situated in Lacey Field, one of New Windsor’s most desirable and charming neighborhoods. From the moment you arrive, the large rocking-chair front porch sets the tone for a home that feels warm, welcoming, and impeccably maintained. Inside, you’ll find hardwood floors, thoughtfully updated kitchen and baths, and a comfortable layout that blends classic character with modern convenience. The inviting living room, with a fireplace, opens to the rear deck through French doors, creating an easy flow for everyday living and entertaining. The first-floor primary suite offers wonderful convenience with an ensuite full bath and walk-in closet. Two additional bedrooms (on the 2nd level) and a total of 2. 5 baths provide plenty of space for family, guests, or work-from-home needs. A flexible fourth room (on the main level), with a 2nd set of French doors to the backyard, makes an ideal home office, den, playroom, or guest space. The washer and dryer are also conveniently located on this main living level. The backyard is fully fenced and is a true highlight, featuring mature gardens filled with perennials that bloom from March through October, a rear deck, and a shed for added storage. It’s a peaceful, private-feeling outdoor space designed to be enjoyed through the seasons. The unfinished basement is a clean, dry, usable space that offers excellent storage, or a place for hobbies. Additional updates and features include a new hot water heater in 2023, gas furnace in 2019, chimney relined in 2024, a freshly sealed driveway, and owned solar panels that are paid in full. Beautifully maintained, completely updated, and full of charm, this Lacey Field Cape Cod is the kind of home that simply feels good the moment you step inside. 12 miles to West Point; 6 miles to Stewart Airport/ANGB; 6 miles to the Salisbury Mills-Cornwall Train Station, 7 miles to the Beacon Train; and about 60 miles to NYC.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Cape Cod
  • Year Built: 1941
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Unfinished
  • Approx Sq. Feet: 1,900
  • Acreage: 0.33
  • Est. Taxes: $7,457
  • Elem. School: Newburgh
  • Middle School: Newburgh
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • MLS#: 1001314
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/1001314/116chestnutdrive_newwindsor_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Lomenzo TeamSales Associates

508.737.8272

TheLomenzoTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

116 Chestnut Drive, New Windsor, NY, 12553

$575,000

The Lomenzo Team

Sales Associates

William Raveis Real Estate

Phone: 508.737.8272

TheLomenzoTeam@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $621 $621 $621
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,755 $2,904 $3,789
Total Monthly Payment $3,468 $3,617 $4,502

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.