4941 WILLOW RIDGE TERRACE, Valrico, FL, 33596 | $459,000

Welcome to River Hills Country Club! One of Hillsborough County's most sought-after private, guard-gated golf communities. Nestled along a rare, oversized lot with a sweeping view of the championship golf course (hole 3 to be exact), this 3-bedroom, 2-bathroom pool home offers a lifestyle that is simply hard to duplicate in River Hills. From the moment you arrive, the curb appeal sets the tone with its lush mature landscaping, a majestic oak canopy, and a brand new dimensional shingle roof (2025) welcome you home. Step inside through the arched entry foyer and you'll immediately appreciate the thoughtful layout. A dedicated office with built-in shelving sits just off the entry which is perfect for working from home with a view of the front yard, while a formal dining room anchors the opposite side. The open living room is the heart of the home, featuring built-in shelving and a wall of sliding glass doors that frame your private outdoor oasis and the emerald fairways beyond. The kitchen offers ample cabinet space, tile flooring, recessed lighting, and a pass-through view that keeps the cook connected to both the dining nook and the outdoors. The spacious primary suite features direct slider access to the pool and patio, a generous walk-in closet, and an en-suite bath with dual vanities, soaking tub, and separate step-in shower. Both secondary bedrooms are well-sized and share a full hall bath with its own entrance to the pool area. Step outside and the real story unfolds. A large covered, screened lanai opens to a beautifully resurfaced pool that is all set against a wide, private golf course backdrop that stretches as far as the eye can see. The unique lot configuration creates a backyard depth and openness that very few homes in River Hills can match. Whether you're starting your morning with coffee by the pool, hosting friends on the paver patio, or simply watching the sunset over the fairway, this outdoor space delivers every single day. Additional highlights include the pool resurfacing with pavers installed (2016), pavers sanded and double sealed (Jan 2026), dual stage AC (Aug 2025), water heater (Dec 2025), exterior paint (Jan 2020). Beyond your backyard, River Hills Country Club is currently in the midst of a dramatic renovation; what the club is calling its "return to glory" expected to be completed at the end of the year. Residents will enjoy access to the "Gentleman Joe" Lee Signature 18-hole championship course, newly resurfaced greens using the same surface found on 12 PGA Tour venues. Pinehurst No. 2, LED-lighted Har-Tru clay tennis courts, brand new pickleball courts, a Junior Olympic-sized swimming pool, a 24-hour fitness center, a beautifully appointed clubhouse with casual and upscale dining by an award-winning chef, basketball and volleyball courts, a playground, and over 4. 2 miles of maintained hiking and walking trails along the Alafia River corridor. River Hills truly has something for everyone. Just outside the gate, River Hills Plaza puts everyday convenience within minutes: The Landing, The Brunchery, La Villa Mexican, fitness studios, and more. You're also close to top-rated schools, easy access to I-75, and a comfortable commute to downtown Tampa, MacDill AFB, and Florida's Gulf beaches. The bones are exceptional. The setting is one-of-a-kind. All that's left is your personal touch.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Playground, Pool, Security, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 90 x 120
  • Laundry: Laundry Room
  • Year Built: 1991
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,860
  • Acreage: 0.25
  • Lot Size: 90 x 120
  • Est. Taxes: $3,499
  • HOA Fee: $670 Quarterly
  • View: Golf Course
  • Pool: Heated, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6411963
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6411963/4941willowridgeterrace_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 12:04:03 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4941 WILLOW RIDGE TERRACE, Valrico, FL, 33596

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,199 $2,291 $3,025
Total Monthly Payment $2,566 $2,658 $3,392

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.