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A charcoal board-and-batten house on a wooded knoll in Sandisfield, two acres, nearly finished. Dark hardwood floors, a kitchen with butcher block and quartz, a navy vanity with marble and brass, a teal pendant over a wood-topped island. A bedroom, a finished loft, a full basement the same footprint as the house. The septic design is permitted for three bedrooms and the leach field installation is the primary remaining item before a Certificate of Occupancy, though buyers should satisfy themselves as to what else may be required. The price reflects where things stand. Own land in the Berkshires, twenty minutes from Great Barrington, for a number that actually makes sense. Read the whole story. On a knoll in the Sandisfield woods, set back from the road behind two acres of trees, there is a charcoal board-and-batten house that someone nearly finished. Dark hardwood floors throughout. A kitchen with white shaker cabinets, butcher block counters, quartz on the perimeter, and a teal pendant over a wood-topped island. A navy vanity with a marble top and brass fixtures. A bedroom with a mirrored closet and windows into the trees. A finished loft above, reached by a ship's ladder, with a cathedral window at the peak. A full poured-concrete basement running the entire footprint of the house, dry, with a new water heater, a new pressure tank, and a new electrical panel. Picture what you do with the rest of it. The basement is unfinished and waiting. The two acres are rough and yours. The loft is quiet and has good light. People have turned less into more with clearer consciences. This is the Berkshires. Twenty minutes from Great Barrington, its restaurants, its farmers market, its independent shops. Tanglewood in summer. Skiing in winter. Trails in every direction. A life that people pay considerably more to approximate, available here for a number that leaves room to breathe. What remains before a Certificate of Occupancy: the leach field installation is the known item. The septic tank is in and the design is permitted for three bedrooms. Buyers should satisfy themselves as to whether anything additional may be required. The price reflects where things stand honestly. Who comes here? Someone ready to stop renting and start owning, who wants land under their feet and a monthly payment that doesn't punish them for it. Someone done with more house than they need, looking for something small and quiet and theirs. Someone who looks at the unfinished basement and the two rough acres and already has plans. All of them are right. This is not a camp. It is not a tiny house on a trailer. It is a small home on its own land with good bones, real systems, and a Berkshire life waiting just outside the door. Finish the line. Move in. Make it yours. 7 West Street, Sandisfield | 576 sq ft plus finished loft plus full unfinished basement | 1 bedroom, 1 bath | 2 acres | Offered at $360, 000
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William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $105 | $105 | $105 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,725 | $1,797 | $2,372 |
| Total Monthly Payment | $1,905 | $1,977 | $2,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.