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12 Montauk Avenue, Westerly, RI, 02891 | $1,695,000
Experience classic New England seaside living in this beautifully appointed 3-bedroom, 2 full bath beach home located just 600 feet from the Atlantic Ocean. Enjoy deeded access to a private beach and the soothing sound of waves from your own coastal retreat. Designed for comfort and hosting, this home features sun-filled interiors, relaxed coastal finishes, and inviting outdoor spaces that create the ideal setting for both everyday living and memorable gatherings. The spacious finished lower level offers additional living flexibility with a family room and full kitchen space perfect for entertaining guests, extended stays, or potential in-law accommodations. Step outside and stroll to an array of outdoor dining and beloved local restaurants, all within easy walking distance. Spend your days beachcombing, biking along the shore, or exploring the vibrant seaside scene. For a change of pace, the excitement of Foxwoods Resort Casino and Mohegan Sun is just a 20-minute drive away. Take a scenic walk along the sand to the quaint village of Watch Hill, only two miles down the beach famous for its boutiques, harbor views, and occasional celebrity sightings. Whether you're seeking a serene coastal escape, an entertainer's haven, or a flexible beachside investment, this property offers the best of shoreline living in an unbeatable location.
Features
- Amenities: Pool,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cabin,Ranch
- Year Built: 1964
- Garage: 2-car Built In
- Heating: Forced Air,Gas
- Cooling: Central Air
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 2,231
- Acreage: 0.17
- Est. Taxes: $7,464
- Appliances: Dryer,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1413522
- Website: https://www.raveis.com
/eprop/1413522/12montaukavenue_westerly_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Montauk Avenue, Westerly, RI, 02891
$1,695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,356,000 | $1,356,000 | $1,356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $622 | $622 | $622 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,699 | $8,239 | $11,443 |
| Total Monthly Payment | $8,446 | $8,986 | $12,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB