|
Welcome to Heritage Oak Park — your serene Florida escape! This beautifully maintained villa in the heart of Port Charlotte’s desirable gated community offers peaceful greenbelt views and a perfect mix of comfort, style, and active living. With 1, 364 sq. ft. of living space, soaring 9'4" ceilings, 2 bedrooms, 2 baths, and a flexible den/office/third bedroom, the open floor plan features a spacious great room flowing into the kitchen—ideal for entertaining. The kitchen boasts granite counters, an under-mount sink, breakfast bar, pantry, and white appliances including a Bosch dishwasher. The master suite, accessed through a pocket door, includes dual walk-in closets and an ensuite bath with a new handicap-accessible shower, wood vanity with granite counters, and a framed mirror. A split floor plan ensures guest privacy, with the second bedroom and updated bath featuring a new granite-topped vanity, soft-close cabinetry, new tub, floor-to-ceiling tile, and a modern touch-control mirror. The laundry room offers a full-size washer and dryer with enclosed roll-down shade. Enjoy a private view from the tiled screened lanai. Updates include new smoke alarms (2026), laminate flooring in the den and master bedroom carpet (2025), guest room carpet, hurricane shutters, and new entry door (2024), water heater (2023), A/C-heat (2021), roof (2019), & security lights on garage & by the lanai. Move-in ready!This pet-friendly community welcomes golf carts and offers a vibrant lifestyle with a clubhouse, heated pool, tennis, pickleball, bocce ball, shuffleboard, horseshoes, lending library, billiards room, and a full activities calendar.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $326 | $326 | $326 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,409 | $1,466 | $1,910 |
| Total Monthly Payment | $1,810 | $1,867 | $2,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.