20 ARBOR DRIVE S, Ormond Beach, FL, 32174 | $459,900

Welcome to your charming RIVERVIEW POOL home, an exceptional retreat designed for you and your family. Nestled in an ideal location, this unique home offers stunning views of the Intracoastal Waterway, while providing convenient access via a scenic waterfront sidewalk lined with public parks to Ormond Beach's historic downtown for leisurely strolls. This location is even close enough to the beaches to bike ride there for sunrises or a day of fun in the sun. Constructed with durable concrete block and topped with a high-quality metal roof, this residence has proved to withstand the test of time. This delightful 4-bedroom beach bungalow is set on an expansive lot, offering ample space for your recreational vehicles and toys. The property is partially fenced, with just a small portion of gate needed to ensure comfort for your pets and little ones. Entertain with ease in your backyard, where you can enjoy music from the outdoor stereo system and unwind by the pool in the enclosed screened patio. Or how does gathering with friends on the extra side screened porch, complete with a tiki bar and breezy river views sound? The kitchen is equipped with modern appliances, granite countertops, and plenty of cabinetry for all your culinary needs. Adjacent to the kitchen, the primary suite offers direct access to the pool area and features a warm, inviting fireplace—perfect for cozy evenings after a refreshing dip in the private pool. Embrace Florida living in this home, perfect for those who love to enjoy life and play hard. Located just 15 minutes from the vibrant Daytona Beach and airport, and only an hour's drive from the exciting Orlando parks, it's an ideal base for unforgettable day trips with family and friends. To top it all off, this home includes a transferable legacy insurance policy and a pre-home inspection that includes a transferable 18-month warranty, making it a rare gem for anyone seeking the carefree salt-life.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Bungalow
  • Year Built: 1955
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,503
  • Acreage: 0.36
  • Est. Taxes: $5,403
  • Lot Desc: Oversized Lot
  • View: Water
  • Pool: In Ground, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC318714
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC318714/20arbordrives_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 6:11:39 AM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9115

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 ARBOR DRIVE S, Ormond Beach, FL, 32174

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,204 $2,295 $3,031
Total Monthly Payment $2,729 $2,820 $3,556

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.