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Welcome to **1987 S Old Mill Drive in Deltona**, a home that gives buyers what they are really looking for: **space, flexibility, storage, a large yard, and major updates already handled**.
The seller will install a **brand-new roof prior to closing**, giving the next owner a huge value add and peace of mind from day one. The home also features a **2020 A/C**, a **water heater believed to be from 2018 or 2019**, a **new dishwasher**, and **recent exterior paint** for added curb appeal.
Inside, this home lives larger than expected with **oversized bedrooms, generous closets, and lots and lots of storage throughout**. The primary bedroom includes a **walk-in closet**, giving you the space you need without feeling cramped. The full bathrooms are functional, the rooms are comfortable, and the layout gives buyers the ability to use the home in a way that truly fits their lifestyle.
One of the strongest features is the flexible living space. Whether you need a **second living room, large formal dining room, home gym, home office, media room, home theater, playroom, entertaining area, or even a potential third bedroom**, this home gives you options.
Outside, the **large fenced backyard** is ready for pets, play, gardening, grilling, or relaxing on the patio. There is room to spread out, entertain, and enjoy outdoor living without feeling boxed in.
Located in a **high-and-dry Deltona area**, this home offers space, comfort, storage, flexibility, and important updates in one strong package. With a new roof coming prior to closing, key systems already updated, and fresh exterior paint, this is a smart opportunity for buyers who want room to grow without taking on the big-ticket items right away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,270 | $1,323 | $1,746 |
| Total Monthly Payment | $1,554 | $1,607 | $2,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.