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Welcome to luxury, low-maintenance living in one of Central Florida's premier 55+gated communities. Lake James is located in Lakeland, Florida and built by renowned builder Ernie White. This beautifully updated three-bedroom, two-bath residence has been extensively updated and thoughtfully enhanced to create a truly move-in-ready retreat. The heart of the home is the completely reimagined gourmet kitchen, featuringCambria quartz counters, luxury appliances including a Sharp microwave drawer, Fisher & Paykel double dishwasher drawers, a Thermador Built-in stainless steel refrigerator, touchless faucet, and butler's pantry that provides exceptional storage and functionality. Throughout the home, you'll find new flooring, designer fixtures, custom blinds with both manual and remote-controlled top-down/bottom-up functionality, and elegant finishes that elevate every space and accent the natural lighting the design of this house provides. The spacious primary suite offers a spa-inspired experience with a beautifully updated bathroom featuring a Kohler bidet, while both bathrooms showcase updated vanities and modern finishes. A generous laundry room and three-car garage provide the convenience and storage today's homeowners’ desire. Step outside to enjoy your spacious screened porch, custom outdoor sunshades, professionally redesigned landscaping, and serene views overlooking a nature preserve and pond. The peaceful setting creates the perfect backdrop for morning coffee, evening relaxation, and entertaining guests. Residents enjoy an exceptional resort-style lifestyle with amenities that include a gated entrance, clubhouse, fitness center, resort-style pool overlooking an eight-acre lake, walking trails, sidewalks throughout the community, and beautifully maintained common areas. Best of all, lawn maintenance, cable and internet is included through the HOA, allowing you more time to enjoy the activities and lifestyle you've worked so hard to achieve. This is retirement living at its finest. Where luxury, convenience, and natural beauty come together in one exceptional home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $365 | $365 | $365 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,295 | $2,420 | $3,157 |
| Total Monthly Payment | $2,735 | $2,860 | $3,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.