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Fully updated 2-bedroom, 2-bath villa with attached garage located in pet-friendly Duplex Village I within Palm Harbor’s premier 55+ golf community, Highland Lakes! Natural light floods the home upon entry, highlighting the freshly painted interior, neutral color palette, tile flooring throughout the main living areas, and new waterproof laminate plank flooring in the bedrooms. Situated on a large lot with peaceful green preserve views and no rear neighbors, this home offers exceptional privacy along with plenty of room to add a patio or additional lanai with HOA approval. The showstopping kitchen renovation features gorgeous quartz countertops, soft-close cabinetry, NEW sleek stainless appliances, recessed lighting, and bar-top seating overlooking the open dining and living room combination—perfectly designed for both everyday living and entertaining. The seamless floor plan flows effortlessly into the screened lanai, added in 2025, creating additional outdoor living space to enjoy year-round! The heated and cooled Florida room offers endless flexibility as an office, den, additional living area, or potential third bedroom with its built-in Murphy bed and spacious closet. The spacious primary suite is a true retreat with tranquil preserve views, two built-in closets, and a beautifully renovated en-suite bathroom featuring a walk-in glass shower, NEW flooring, NEW vanity, and NEW modern lighting. MAJOR UPDATES include a BRAND-NEW 2026 electrical panel, NEW 2021 HVAC system, freshly painted interior, and RECENTLY widened 2-car driveway. Duplex Village I is uniquely positioned as the only attached-home enclave within Highland Lakes that welcomes pets of all sizes, including large dogs. The low HOA fee covers lawn maintenance, irrigation, cable TV and internet, exterior pest control, and trash service for easy maintenance-free living. Residents of Highland Lakes enjoy complimentary green fees on three private executive golf courses, an active clubhouse with social events and clubs, fitness and hobby programs, and a welcoming country club atmosphere. The Lake Tarpon Lodge offers additional amenities including a second heated pool, picnic areas, fishing pier, community pontoon boats, and secure RV and boat storage—all included in your membership. With stylish upgrades, flexible living spaces, and unmatched resort-style amenities, this exceptional villa offers the perfect opportunity to embrace the vibrant Florida 55+ lifestyle. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,533 | $1,597 | $2,108 |
| Total Monthly Payment | $1,874 | $1,938 | $2,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.