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Welcome to this stunning Estero Bay home in the highly sought-after, double-gated side of Lucaya Lake Club — a resort-style community just one-third of a mile from PK-8 Collins Elementary. Offering 5 bedrooms, 2. 5 bathrooms, a 3-car garage, and 3, 092 sq. ft. of meticulously upgraded living space, this home truly has it all. From the moment you arrive, the premium lot impresses with a paver driveway, upgraded landscaping with concrete curbing, and integrated French drains. Step through the wrought iron glass front door into a grand interior with tile flooring throughout the first floor, soaring ceilings, 8-foot doors, and premium finishes. The open layout flows effortlessly from formal living and dining areas into a warm, inviting family room. The chef-inspired kitchen features stainless steel appliances, granite countertops, and extended cabinetry — perfect for a custom coffee bar or extra storage. A flexible first-floor bedroom serves equally well as a private home office or guest suite. Upstairs, a massive loft offers endless possibilities as a game room, media space, or second living area. The Owner's Suite is a true sanctuary with an elegant tray ceiling, two spacious walk-in closets, and a spa-like en-suite bath with dual vanities, a soaking tub, and a separate shower. Three additional generously sized bedrooms, a full bath, and a convenient laundry room complete the second floor. This home delivers comfort and serious savings: Paid-in-full solar system — activated January 2026, producing an average of 61 kWh/day (up to 81 kWh/day), saving $250+/month ($3, 000+ annually) at current TECO rates; includes a 10-year craftsmanship warranty and 25-year panel production warranty. Upgraded 14" attic insulation, attic exhaust fan, and professionally tinted windows and doors for maximum climate control and a tankless water heater for endless hot water. Step outside to a fully fenced, expansive backyard built for year-round Florida entertaining. A sparkling saltwater pool with a brand-new salt cell (installed April 2026) anchors the space, complemented by a screened paver lanai with custom remote-controlled sun shades. The 3-car garage is fully loaded with epoxy flooring, overhead storage racks, and a utility sink. Hurricane shutters provide total peace of mind. Living in Lucaya Lake Club means a vacation lifestyle every day. Residents enjoy exclusive access to a 68-acre boatable lake, clubhouse, resort-style pool, splash pad, fitness center, and private beach area. Ideally located south of Tampa, you're just minutes from Apollo Beach, MacDill AFB, Tampa International Airport, and world-class Gulf Coast beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $779 | $779 | $779 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,778 |
| Total Monthly Payment | $4,345 | $4,489 | $5,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.