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Old Mill Branch is a charming gated community ideally located within walking distance of St. Johns Town Center, Tinseltown, premier shopping, and dining, while offering convenient access to Mayo Clinic and Jacksonville's beautiful beaches. This well-maintained home features 3 bedrooms, 2 bathrooms, a flex space/office, and an open split-bedroom floor plan designed for both comfort and functionality. An abundance of windows fills the home with natural light, including upgraded bay windows in the dining area, front bedroom, and primary suite. The spacious primary retreat offers private access to the rear patio, a trey ceiling, large walk-in closet, soaking tub, and an oversized walk-in shower with dual shower heads. Recent improvements include luxury vinyl plank flooring installed throughout the home and a new HVAC system in 2024. Additional upgrades and features include an extended front porch, oversized driveway, and an impressive approximately 670-square-foot garage with an 18-foot door providing space for up to three vehicles. The home is also equipped with a full irrigation system, water heater (2023), and roof (2020). Enjoy low-maintenance living in one of Jacksonville's most convenient locations, close to everything while tucked away in a private gated community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $677 | $677 | $677 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,551 | $2,690 | $3,552 |
| Total Monthly Payment | $3,320 | $3,459 | $4,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.