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A distinctive board and batten exterior gives this inviting home a warm, rustic character that stands apart from your typical colonial, all set on a generous two acre lot with a backdrop of peaceful woods. Interior immediately impresses with a spacious front to back living room featuring a fireplace and French doors that draw in natural light. The kitchen is a true gathering space, offering a gas stove, granite counters, an island, and an eat in area with hardwood floors, all flowing seamlessly into the hardwood clad dining room. From there, step into the expansive 16X20 screened in porch with vaulted ceilings-an ideal spot to enjoy views of the private back lawn and surrounding woods. As you ascend the stairs, four comfortable bedrooms and full bath complete the second floor. The villages of Haddam, Higganum and Tylerville are an outdoor enthusiasts dream with State Parks for hiking and biking as well as the Higganum Cove, Haddam Meadows and area marinas to boat or to just appreciate the CT River that borders them. This while the location offers excellent convenience: under four miles to Route 9 and just over twelve miles to I95 and shoreline destinations.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $496 | $496 | $496 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $3,223 | $3,333 | $4,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.