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“Where every chapter begins with coming home. ” Welcome to 12 Stony Brook, tucked in the highly sought-after Pine Grove Lake community. This charming and beautifully updated 4 bedroom, 2 full bath split-level offers the perfect blend of comfort, convenience, and community. From the moment you arrive, you’ll appreciate the warmth and character that make this renovated home so special. Inside, you’ll find lovely hardwood floors throughout, a gorgeous updated kitchen designed to be the heart of the home, beautifully kept bathrooms, and a versatile layout perfect for everyday living and entertaining alike. The lower level expands the home’s possibilities with a beautiful guest bedroom featuring elegant French double doors, creating a perfect private retreat for visitors, extended family, or multi-generational living. A spacious family room offers incredible flexibility and can easily serve as an entertainment space, home office, media room, playroom, fitness area, or additional living space for extended stays. Completing this level is a generously sized private laundry room that is large enough to convert into another sizable flex room with endless possibilities, leading to a convenient 1 car garage. Step outside to a plush level backyard offering plenty of room to entertain, garden, play, or simply unwind while enjoying the beauty of your park-like surroundings. Life in this beloved community is about so much more than the home itself. Residents enjoy access to a beautiful private lake and beach area ideal for boating, fishing, swimming, volleyball, basketball, playgrounds, community gatherings, and endless outdoor enjoyment. It’s a neighborhood to enjoy long walks and bike rides, where neighbors become friends and cherished memories are made for years to come. Perfectly positioned for commuters, you’ll enjoy easy access to NYC, Northern NJ, and the best of the Hudson Valley Region. Whether you’re heading to work, exploring nearby parks and hiking trails, or enjoying local dining and shopping, this location truly offers the BEST in every direction. This home is filled with warmth, character, and opportunity. From summer days at the lake to cozy evenings with loved ones, this is the place where life’s next chapter is ready to unfold. Make this sweetheart of a home part of your story.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$584,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $467,920 | $467,920 | $467,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,266 | $1,266 | $1,266 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,802 | $2,919 | $3,854 |
| Total Monthly Payment | $4,160 | $4,277 | $5,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.