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Beautiful split-level home in central Hamden! 3 bedrooms & 2 baths. Numerous updates over the years to kitchen, baths, floors, and other components make this a wonderful opportunity. The main level has an open-flow living room/dining room and full kitchen. Up the half-flight of stairs is a primary bedroom and two additional bedrooms. Down a half-flight is a spacious den, with doors leading out to a fully enclosed sunroom/porch. The enclosed porch connects directly to a beautiful stone patio, perfect for grilling or outdoor hang-outs. Open up the windows and let the breeze come through the fully screened porch to feel like you're outside, yet enjoying the comforts of an enclosed space, complete with built-in dry bar. This sunroom adds 216 SF of functional 3-season living space not represented in the conditioned square footage total. There is a one-car garage, a wood-burning fireplace, and a 600 SF basement for additional storage. Professional photos coming 6/4.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Den | Lower | |
| Dining Room | Main | |
| Living Room | Main | |
| Primary Bedroom | Upper | |
| Sun Room | Dry Bar | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,200 | $335,200 | $335,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,049 | $1,049 | $1,049 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,008 | $2,091 | $2,761 |
| Total Monthly Payment | $3,132 | $3,215 | $3,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.