|
Welcome to easy Lowcountry living in the highly sought-after Cresswind at The Ponds, a premier 55+ active adult community! This beautifully upgraded 2-bed/2-bath home with an additional 3rd room which can be used office/study or extra bedroom offers an open-concept floor plan designed for both comfort & entertaining. The gourmet kitchen is truly the heart of the home, featuring a large center island, white cabinetry, upgraded countertops, stainless steel appliances, gas cooktop with hood, walk-in pantry, and abundant workspace for cooking and gathering. The spacious living area is enhanced by a cozy gas fireplace and an abundance of natural light from the many windows throughout the home. Luxury vinyl plank flooring flows throughout the main living spaces, adding both style and durabiRetreat to the spacious primary suite complete with elegant tray ceilings, a large walk-in closet, and a private ensuite bath with upgraded finishes. Additional thoughtful features include a laundry that includes a laundry sink, and a large screened porch perfect for relaxing or entertaining outdoors year-round, beautifully landscapped as a backyard retreat. The builder warranty is still active and there is an active termite bond as well! Enjoy resort-style living at Cresswind at The Ponds with exclusive amenities including a private clubhouse, pickleball and tennis courts, fitness center, demonstration kitchen, pool, hot tub, and a full-time social director coordinating activities and events. Residents also enjoy access to all of The Ponds community amenities. Experience the lifestyle you deserve and set yourself free with Cresswind living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,468 | $2,601 | $3,394 |
| Total Monthly Payment | $2,560 | $2,693 | $3,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.