2503 HIGH OAKS LANE, Lutz, FL, 33559 | $585,000

Under contract-accepting backup offers. Welcome to peaceful living in the heart of Lutz! Situated on a spacious half-acre lot beneath a picturesque canopy of mature live oaks, this beautifully maintained multi-level home offers the perfect blend of comfort, charm, and modern upgrades. Step through the inviting double-door entry into a bright and airy living room featuring rich hardwood floors, soaring vaulted ceilings, and a cozy wood-burning fireplace—the perfect setting for relaxing evenings at home. The gourmet kitchen is designed to impress, showcasing granite countertops, oak cabinetry, stainless steel appliances, and a professional-grade gas range with a sleek vent hood, making it ideal for both everyday living and entertaining. The main-level primary suite provides a private retreat complete with an en-suite bath, while a nearby office space offers flexibility for working from home or creating a quiet reading nook. Upstairs, you’ll find a second bedroom, an updated hall bathroom featuring a luxurious jacuzzi tub, and a versatile loft area that can easily be converted into a third bedroom. The loft also opens to a private balcony overlooking the expansive fully fenced backyard. Step outside to your own backyard oasis featuring a sparkling in-ground pool surrounded by an oversized stamped concrete patio perfect for entertaining family and friends. A detached 21’ x 25’ workshop/man cave with a roll-up door and full electrical service provides endless possibilities for hobbies, storage, or additional workspace. Enjoy the added benefit of well and septic systems, eliminating monthly water and sewer bills. A powered concrete pad on the side of the home offers even more potential ideal for a future hot tub, outdoor kitchen, or additional recreational space. Don’t miss your opportunity to own this exceptional property and enjoy the best of Florida living. ROOF 2021 and HVAC 2025 Schedule your private showing today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 125 x 175
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Florida
  • Year Built: 1980
  • Garage: 2-car Boat, Driveway, Garage Faces Side, Oversized, RV Parking
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,998
  • Acreage: 0.5
  • Lot Size: 125 x 175
  • Est. Taxes: $7,499
  • Lot Desc: In County, Landscaped, Oversized Lot, Private
  • View: Garden, Pool, Trees/Woods
  • Elem. School: Chiles-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pool: Gunite, Heated, Lighting, Pool Sweep, Salt Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener, Wine Refrigerator
  • MLS#: TB8513345
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8513345/2503highoakslane_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/13/2026 12:51:27 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2503 HIGH OAKS LANE, Lutz, FL, 33559

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $625 $625 $625
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,803 $2,955 $3,855
Total Monthly Payment $3,520 $3,672 $4,572

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.