|
Under contract-accepting backup offers. Welcome to peaceful living in the heart of Lutz! Situated on a spacious half-acre lot beneath a picturesque canopy of mature live oaks, this beautifully maintained multi-level home offers the perfect blend of comfort, charm, and modern upgrades. Step through the inviting double-door entry into a bright and airy living room featuring rich hardwood floors, soaring vaulted ceilings, and a cozy wood-burning fireplace—the perfect setting for relaxing evenings at home. The gourmet kitchen is designed to impress, showcasing granite countertops, oak cabinetry, stainless steel appliances, and a professional-grade gas range with a sleek vent hood, making it ideal for both everyday living and entertaining. The main-level primary suite provides a private retreat complete with an en-suite bath, while a nearby office space offers flexibility for working from home or creating a quiet reading nook. Upstairs, you’ll find a second bedroom, an updated hall bathroom featuring a luxurious jacuzzi tub, and a versatile loft area that can easily be converted into a third bedroom. The loft also opens to a private balcony overlooking the expansive fully fenced backyard. Step outside to your own backyard oasis featuring a sparkling in-ground pool surrounded by an oversized stamped concrete patio perfect for entertaining family and friends. A detached 21’ x 25’ workshop/man cave with a roll-up door and full electrical service provides endless possibilities for hobbies, storage, or additional workspace. Enjoy the added benefit of well and septic systems, eliminating monthly water and sewer bills. A powered concrete pad on the side of the home offers even more potential ideal for a future hot tub, outdoor kitchen, or additional recreational space. Don’t miss your opportunity to own this exceptional property and enjoy the best of Florida living. ROOF 2021 and HVAC 2025 Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,803 | $2,955 | $3,855 |
| Total Monthly Payment | $3,520 | $3,672 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.