401 W 10TH STREET, Sanford, FL, 32771 | $395,000

Welcome to 401 W. 10th Street, a rare mid-century gem in the heart of Sanford's Historic District. Unlike many homes in the neighborhood, this concrete block residence offers classic mid-century character, an attached two-car garage, and distinctive architectural details including decorative breeze block accents. Original terrazzo flooring is believed to remain beneath much of the home's existing flooring, offering exciting restoration potential for mid-century enthusiasts. Nestled behind a charming white picket fence on a spacious corner lot, the home welcomes you with a covered front porch, double front doors, and a light-filled interior designed for comfortable everyday living. Inside, you'll find engineered wood and tile flooring throughout, built-in bookcases, stylish barn doors, and an open-concept layout that feels both functional and inviting.
The kitchen has been recently refreshed with updated paint, lighting, and appliances, while the spacious primary suite features a built-in closet system for added organization. A dedicated interior laundry/utility room adds convenience, and the covered outdoor workspace provides flexibility for hobbies, projects, or storage.
Outside, enjoy a large fenced backyard with irrigation on a private well, helping keep landscaping costs low. Major updates include a brand-new HVAC system (2026), a new water heater being installed, a roof approximately 9 years old, garage door opener, and a transferable Massey termite bond for added peace of mind.
Best of all, you're located in Sanford's beloved Historic District, where you can walk, bike, or golf cart to the restaurants, breweries, shops, marina, festivals, and events that make downtown Sanford one of Central Florida's most vibrant communities.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1963
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,923
  • Acreage: 0.14
  • Est. Taxes: $1,116
  • Lot Desc: Corner Lot
  • Elem. School: Hamilton Elementary
  • Middle School: Markham Woods Middle
  • High School: Seminole High
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Refrigerator
  • MLS#: O6402832
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6402832/401w10thstreet_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 9:32:10 AM)
Listing courtesy of KGV REALTY GROUP   Phone: 407-474-0844

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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401 W 10TH STREET, Sanford, FL, 32771

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $93 $93 $93
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,893 $1,995 $2,603
Total Monthly Payment $2,061 $2,163 $2,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.