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DO NOT HESITATE! First time on the market since the original owners built it in 1972. This big and open flowing 4-bedroom Colonial is the last house on a dead-end street, offering seclusion and privacy, zero cars driving past house, yet with quick access to all the Putnam Lake amenities: private beaches, children’s park, community baseball/softball field, Putnam Lake Market, and more. 684/84 interchange is approximately 7 miles from this home. Take a back road to access nearby magnificent Candlewood Lake, or quick access to Exit 5 on 84, Danbury. Danbury Mall sits at exit 3. 4 Bedrooms up. Primary bedroom has a ½ bath, as well as it’s own private little balcony which looks over the private rear yard. Coffee and serenity. The house needs updating, significantly: flooring, old wood paneling, old kitchen cabinetry/tops, etc, but there is so much that can easily be done to make this house a fabulous place to live and call home, just like the original owners did. It’s not a house that has been abused; the decorations, carpets, etc. have simply gotten old. Huge kitchen, huge dining room, huge living room. The finished basement offers a beautiful summer kitchen w Corian tops, and fireplace and two big rooms. Some information about house has been provided by non-resident family members, which appears consistent with visuals. The lucky buyer of this gem can verify everything with their own home inspector: Roof approximately 2 years old, well pump was replaced relatively recently, newer well water holding tank, 200 Amp electric service upgrade 2-3 yrs ago, house is wired for a generator, oil tank in garage is new, prior oil tank stood exactly where the new one now sits, it just looked old and tired. The owners enjoyed privacy and some seclusion so, on 2/26/2008, they purchased the vacant . 45 acre lot (3 Troy Pl. ) directly across the street from the house (2 Troy). It remains all wooded. 3 Troy Pl, is a RESIDENTIAL LOT. This separate vacant parcel of land is not included in the sale of the house at 2 Troy, but “with a good offer on the house at 2 Troy, this vacant parcel at 3 Troy “will simply be thrown in with the sale of 2 Troy. ” It is going to be someone’s LUCKY DAY, if they act WITHOUT DELAY. Listing agent is significantly experienced with vacant lots/zoning/etc. Buyers agent can ask any and all questions for simple straight answers about vacant lots/Putnam Lake
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $922 | $922 | $922 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,874 | $2,994 | $3,953 |
| Total Monthly Payment | $3,888 | $4,008 | $4,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.