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West Sayville 2074 Sq Ft Extended Cape Cod. All Large Rooms, 3/4 Bedrooms, 3 Full Baths, (One or Two Bedrooms on Main Level and Two Upstairs). Upstairs has Hall Full Bath (tub) with Dual Entry Access from Primary Bedroom, Lighted Walk In Closet and Large Primary BR Rear Window with Serene Views of Secluded Rear Yard. Versatile Layout, Full Basement Plus OSE with Bilco Door, Detached Oversized Garage with Electric Garage Door Opener and Side Door to Yard. Deep and Wide 7 Car Asphalt Driveway. Located Across from Cherry Ave County Park that Offers Green Space with Playground, Dog Park, Walking Path, and Sports Fields. Delightful Western Sunsets! Situated on 1/3 Acre (110x150) Tall Treelined Property. Updated Windows, Vinyl Siding. Banquet Size Formal Dining Room with Display and Storage Cabinets, Spacious Living Room with Door out to Rear Yard. There is a Primary King Size Bedroom on Main Level and One Upstairs. Country Kitchen has Hi Hat Lighting with Hi End Cafe Appliances by GE and a Free Standing Island. Off the Kitchen is the Samsung Washer/Dryer and Room for a Utility Sink. Step into the Slate Floor Family Room with Brick Fireplace, an ADA Full Bath, and Office/4th Bedroom, or Exercise Rm. Continue to the Beamed and Vaulted Huge Enclosed Porch with Slider to Rear Yard. 2 Separate Attic Access. 150 Amps, Gas H/A Heating, Gas hot water tank replaced in 2024. House is Ready for Central Air. Owner has not grieved the Taxes. PRIVATE SHOWINGS ONLY. PROFESSIONAL PHOTOS TUESDAY
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,257 | $1,257 | $1,257 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $4,583 | $4,718 | $5,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.