|
|
Nestled in Danbury's highly sought-after West Terrace neighborhood, this charming 3-bedroom, 1. 5 bath Colonial offers the perfect blend of character, comfort, and convenience. Located on a picturesque tree-lined street known for its distinctive homes and timeless charm, West Terrace is one of Danbury's most desirable neighborhoods. Residents enjoy a welcoming community atmosphere, ideal for evening strolls, dog walking, jogging, and children riding bikes along the quiet streets. Rich in classic appeal, the home features beautiful moldings, original glass doorknobs, custom built-ins, and a fireplace that creates a warm & inviting focal point in the living room. The thoughtfully designed floor plan offers excellent flow for both everyday living & entertaining. A dedicated home office/study showcases custom-built bookshelves, while the bright & inviting kitchen opens to a stunning stone patio overlooking beautifully landscaped gardens filled w/ colorful perennials. The dining room has a charming built in corner cabinet & views of the front perennial garden. The large living room & adjacent family room w/ dual deep closets & built in window seat, create the perfect space for relaxing/entertaining. The second floor boasts 3 BR's and newly updated full bath. A dedicated second floor laundry room, just off the bedrooms, provide daily convenience. The walk up attic, accessed through primary bedroom, offers ample storage. BONUS: CITY SEWER & WATER, no septic or well to deal with! Additional updates include a new roof (2026), newer cedar siding (composite on garage), and a newer constructed oversized two-car garage on a structural slab offering over 600 sq ft of space, complete with an attic and full basement currently configured as a workshop-ideal for hobbyists, craftspeople, musicians, home gym, or additional storage. Additional upgrades include: underground power & cable (no power lines overhead), portable generator w/ interlock panel circuit, separate 1st & 2nd floor AC, extra large 10x16 Sunsetter retractable awning over back patio, home is CAT5 wired, professionally landscaped grounds by a landscape architect. The entire backyard is fenced with a beautiful black metal fence with a gate at the driveway. Perfectly situated just minutes from the New York border, Route 7, shopping, dining, and major commuter routes. A rare combination of tranquility and convenience - this property feels worlds away, yet it is only moments from I-84 and everyday essentials.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Dining Room | Remodeled,Built-In Hutch,Hardwood Floor | Main |
| Family Room | Built-Ins,Wall/Wall Carpet | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Half Bath | Vinyl Floor | Main |
| Kitchen | Remodeled,Breakfast Bar,Granite Counters,Eating Space,Tile Floor | Main |
| Living Room | Remodeled,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | Upper |
| Study | Remodeled,Book Shelves,Built-Ins,Wall/Wall Carpet | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $479 | $479 | $479 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,923 | $3,044 | $4,020 |
| Total Monthly Payment | $3,494 | $3,615 | $4,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.