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This is the kind of home buyers wait for! Beautifully updated, exceptionally versatile, and set on a rare double lot with a backyard that feels like a private retreat. Welcome to 20 Terrace Avenue, a spacious 4-bedroom home offering 2, 457 square feet of living space, including the fully finished basement, a flexible garage bonus space, and beautifully landscaped grounds designed to be enjoyed in every season. From the moment you arrive, the charming curb appeal, lush front lawn, and covered front porch create an inviting first impression. Inside, the bright and functional layout offers the ideal balance of open living and flexible space. Just off the entry foyer is a versatile room perfect for a home office, den, or family room. The welcoming living room flows seamlessly into the updated kitchen, featuring sleek countertops, crisp white cabinetry, and an open-concept dining area with direct access to the rear deck and backyard an ideal setup for everyday living and entertaining. The backyard is truly special, offering a peaceful, park-like setting with beautiful landscaping and a charming waterfall feature that creates the perfect backdrop for relaxing afternoons, outdoor gatherings, and quiet evenings at home. The garage has also been converted into a flexible bonus space, ideal for a game room, lounge, hobby area, or additional recreational space. The main level includes a flexible bedroom and a full bathroom, creating excellent options for guests, extended family, or additional work-from-home needs. Downstairs, the fully finished basement expands the home even further with a large open recreation area, dedicated laundry room, utility room, half bathroom, and generous storage space, ready to accommodate a home gym, media room, playroom, or workshop. Upstairs, the spacious primary bedroom offers two closets and a private bathroom, creating a comfortable retreat at the end of the day. Additional bedrooms and a full bathroom complete the upper level. Beautifully renovated and thoughtfully updated throughout, this well-maintained home also features a replaced boiler in 2024, an updated hot water tank, and two split-type AC units serving the living room and kitchen. With its rare double lot, park-like backyard, flexible bonus spaces, finished basement, and inviting updated interior, 20 Terrace Avenue delivers the space, comfort, and lifestyle today’s buyers are searching for. Schedule your private showing and experience everything this special home has to offer.
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Our Executive Mortgage Banker:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,539 | $1,539 | $1,539 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,747 | $4,010 | $5,569 |
| Total Monthly Payment | $5,378 | $5,641 | $7,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.