270 Kristens Ridge Road, Middletown, NY, 12455 | $1,560,000

Welcome to 270 Kristen Ridge in Margaretville, NY -- a beautifully designed mountain retreat privately situated on 5. 1 scenic acres within the exclusive ThornApple Ridge Estates. Located at the end of a quiet cul-de-sac, this exceptional 4-bedroom, 4. 5-bath custom home offers breathtaking mountain views from nearly every room and the perfect blend of privacy, comfort, and luxury Catskills living. Expanded in 2013 while maintaining the integrity of the original design, the home now encompasses approximately 4, 199 square feet of thoughtfully crafted living space. Designed for both entertaining and relaxation, the property features expansive decks and patio areas, a hot tub, game room with pool table, well-equipped gym, two saunas, and two laundry rooms. The main level welcomes you with an elegant entryway leading to a formal dining room and spacious living room highlighted by vaulted ceilings, oversized windows, and a striking cobblestone wood-burning fireplace. Just beyond is the private primary suite featuring a fireplace, ensuite bath with double sinks, walk-in closet, and a dedicated office area ideal for working from home. A bright stairwell leads to a recreation area complete with a TV room, gym, full bath, laundry room, and an imported custom Finnish sauna with direct access to the outdoor patio and hot tub. The kitchen offers custom cabinetry, granite countertops, skylights, and a wine refrigerator, while the sunny eat-in area opens to the upper deck with panoramic mountain views. Adjacent to the kitchen, the grand sunroom creates a warm and inviting gathering space filled with natural light. The lower level includes three additional bedrooms, two full baths, a second sauna, additional laundry area, and a spacious game room, providing excellent accommodations for guests and family. Residents of ThornApple Ridge enjoy access to a private community pool within an intimate community of only 14 homes, ensuring a peaceful and private atmosphere. Conveniently located just five miles from the village of Margaretville, the property is close to hiking trails, the NYC reservoir for fishing, Hanah Mountain Resort & Country Club, and the ski slopes of Belleayre and Plattekill, with Hunter and Windham also within easy driving distance. This remarkable Catskills retreat offers an exceptional opportunity to enjoy mountain living at its finest, combining luxury amenities with stunning natural beauty.

Features

  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Lower Level
  • Style: Contemporary
  • Year Built: 1988
  • Heating: Baseboard, Fireplace(s), Fireplace Insert, Other, Propane, Radiant, Wood Stove
  • Cooling: Ceiling Fan(s), Multi Units
  • Acreage: 5.1
  • Est. Taxes: $9,846
  • Lot Desc: Open Lot, Views, Wooded
  • View: Forest, Mountain(s), Valley
  • School District: Margaretville Central Schools
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 20262834
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/20262834/270kristensridgeroad_middletown_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Coldwell Banker Timberland Pro

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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270 Kristens Ridge Road, Middletown, NY, 12455

$1,560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,248,000 $1,248,000 $1,248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment $821 $821 $821
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,086 $7,583 $10,531
Total Monthly Payment $8,031 $8,528 $11,476

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.