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This distinctive 3BR/2BA custom beachside home designed and built by renowned local builder, Jay Dickinson, incorporates exceptional workmanship and enduring quality. Located one block to the beach access of the pristine ''no drive'' sugar sand beach in sought after Ponce Inlet!! Interior features include 2, 285 sq. ft. of luxurious living area plus an oversized two car garage with attic. The desirable split bedroom floor plan features a light & bright open concept with vaulted ceilings, a wood burning fireplace and many upgrades. The main bedroom is a large two room suite boasting a large walk-in closet, updated master bath & adjoining room perfect for an office, nursery, gym, etc. Both guest bedrooms are also spacious and ideally located near the guest bathroom. The brick exterior offers exceptional durability & low maintenance, and a brick paver front patio provide an inviting entryway and beautiful curb appeal. The large lot is high & dry and located in flood zone "X", so flood insurance is not required. Upgrades showcase new exquisite Porcelain tile flooring flooring throughout, all new windows & sliding doors, freshly painted interior, new baseboards, hurricane shutters throughout living areas, Plantation shutters on all windows & sliding doors, large inside laundry room with ample cabinets & utility sink, new roof in 2022, new HVAC system in 2019, updated kitchen with stainless steel appliances, granite countertops, full backsplash, wood cabinetry, ample counter and storage space. Relax in the comfortable newly screened rear patio overlooking the privacy fenced back yard with beautiful shade trees. Brand new sod in the front and rear yard are easily maintained with the programmable sprinkler system. City water service & a newer septic system provide reliability and peace-of-mind. Walk or bike to the historic Ponce Inlet Lighthouse and jetty park, Marine Science Center, waterfront restaurants with entertainment, marinas, parks, dog park/beach and much more!! Ponce Inlet provides the ultimate environment for relaxed beachside living combined with a community atmosphere.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $901 | $901 | $901 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,833 | $3,992 | $5,271 |
| Total Monthly Payment | $4,826 | $4,985 | $6,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.