4181 SAXON DRIVE, New Smyrna Beach, FL, 32169 | $749,000

Coastal Retreat Just 2 Blocks to the Beach! Beautiful 3-bedroom, 2-bath home on a lush landscaped half-acre lot full of natural mature oak trees at 4181 Saxon Drive. This bright, open-concept home features abundant natural light, a fully screened patio, and exceptional outdoor amenities including a hot tub/cold plunge spa, outdoor shower with instant natural gas hot water, and a charming 12 x 14 foot gazebo.
The oversized paver driveway provides ample parking for vehicles, RVs, boats, and golf carts, with power hookups available. No HOA restrictions and neighbors are private. Additional features include a whole-home generator using natural gas connection only 1 year old. This property is an elevated lot opposite side from the river with no flooding concerns. Hurricane windows installed throughout and a roof was installed in 2024. This is truly a no worry property. Property includes a large shed to store your tools and beach supplies. Shed includes lighting and power. Lawn irrigation system was installed in 2025. All plants damaged from the freeze have been replaced. The backyard is fully fenced with a gate access from the driveway. Enjoy the best of coastal, care free living just a few short minutes from the beach, dining, and shopping.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1971
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,486
  • Acreage: 0.5
  • Est. Taxes: $3,062
  • View: City
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1088357
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/NS1088357/4181saxondrive_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 5:17:24 PM)
Listing courtesy of COLLADO REAL ESTATE   Phone: 386-427-0002

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4181 SAXON DRIVE, New Smyrna Beach, FL, 32169

$749,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,544 $3,738 $4,936
Total Monthly Payment $3,891 $4,085 $5,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.