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What an excellent and captivating house! Demure from the street, it unfolds into so much versatile space when you step inside! First floor rooms can be used for dining living, studying, or lounging. The well-laid-out kitchen opens to the adjoining room via a breakfast bar, conducive to shared activities and social gatherings. Open the back door to a completely fenced garden and yard area that's ideal for containing wayward children or pets. Plant vegetables or flowers in the raised beds, eat dinner on the patio, play games on the grass, or take a nap surrounded by flowering plants and shaded by leafy trees. If you enjoy being outside, this could be your constant sanctuary. Built in 1930, the house has those charming but oh-so-practical rooms that are rare these days- a sunroom, a front entry hall, a rear mudroom. Two bedrooms upstairs and a full bath on each floor give people plenty of options. The nicely finished lower level has great storage and more useful space, lit by actual daylight from the above-grade windows. Rounds Avenue is a quiet, tree-lined, one-way street that is also convenient to shopping, the highway, and almost anything you might need.
This one is a keeper.
Please note that the property comprises two adjacent lots- 135 Rounds Avenue and 57 Stadden Street. The square footage, assessment, and 2025 real estate taxes all reflect the combined numbers for both parcels. Needless to say, this makes the property extra private and spacious!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,071 | $2,735 |
| Total Monthly Payment | $2,408 | $2,491 | $3,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.