84 PIGEON Cove, St Johns, FL, 32259 | $499,000

Welcome to 84 Pigeon Cove, where everyday living feels like a retreat in the gated 55+ community of WaterSong at RiverTown. Built in 2024, this beautifully designed Terrace Model blends modern elegance with effortless comfort, offering 2 bedrooms, 2 baths, a private office with French doors, and thoughtfully curated upgrades throughout. From the moment you arrive, the home's inviting curb appeal sets the tone with upgraded landscaping, a paver-covered front porch, and charming farmhouse-style pendant lighting that creates a warm and welcoming first impression. Inside, the light-filled open floor plan invites connection and relaxation with wood-look tile flooring, designer lighting, and a stunning great room that flows effortlessly through stacking sliding glass doors to an expansive screened lanai, creating the seamless indoor-outdoor lifestyle perfect for entertaining family and friends year-round. At the heart of the home, the chef's kitchen shines with white quartz countertops, a scalloped tile backsplash, brushed gold accents, Whirlpool appliances, gas cooktop with range hood, built-in oven and microwave, custom solid wood pantry shelving, and even a wine fridge for effortless hosting in style. The extended screened lanai, complete with stained concrete hardscape, solar string lighting, and a TV outlet, extends your living space outdoors and creates the perfect setting for everything from peaceful mornings with coffee to lively evening gatherings. The serene primary suite offers a luxurious escape with tray ceilings, chandelier lighting, a custom closet system with an impressive 80-pair shoe rack, dual vanities, and a spa-inspired zero-entry shower with woven tile flooring and linen shelving. Additional features include a whole house water softener and epoxy coated garage flooring. Watersong residents enjoy resort-style amenities including pools, fitness centers, pickleball, bocce, walking trails, clubhouses, social events, riverfront recreation, and more, all conveniently located near world-class medical facilities, shopping, dining, airports, and entertainment.

Features

  • Amenities: Pool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)Sidewalks, Street Lights, Gated, Curbs
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit, Sink
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,876
  • HOA Fee: $211 Monthly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Adult Communities: Yes
  • Elem. School: Hallowes Cove Academy
  • Middle School: Hallowes Cove Academy
  • High School: Bartram Trail
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
  • MLS#: 2147726
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2147726/84pigeoncove_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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84 PIGEON Cove, St Johns, FL, 32259

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,391 $2,490 $3,288
Total Monthly Payment $2,466 $2,565 $3,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.