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Village Charm Meets Modern Efficiency. Welcome to 631 Main Street. Beautifully reimagined and enhanced with solar energy, this turnkey village residence offers a compelling combination of modern comfort, energy efficiency, and creekside serenity. Overlooking the iconic landscapes of the Catskill Mountains and Creek captured by Thomas Cole and Fredrick Church. Walkable, just moments from the village's thriving arts, dining, and cultural scene, the home provides an effortless lifestyle in one of the Hudson Valley's most sought-after communities. Designed for low-maintenance living, this move-in-ready residence offers the perfect blend of character and modern sustainability. Inside, you'll find a bright and inviting open-concept layout, 2 bedrooms, 2 baths, and stylish finishes throughout. The home's efficient design, updated systems, and solar installation help promote long-term savings and environmentally conscious living. Outdoor living takes center stage with multiple decks and a covered front porch designed for relaxing, entertaining, and enjoying the natural surroundings. With off-street parking, low-maintenance ownership, and reduced utility expenses through solar power, this property presents a rare opportunity for buyers seeking both lifestyle and long-term efficiency. Ideally situated just moments from Catskill's vibrant downtown, you'll enjoy easy access to acclaimed restaurants, breweries, boutiques, galleries, waterfront parks, and year-round events. Conveniently located near Hudson, Amtrak, Woodstock, skiing, hiking, golf, and the best of the Catskills and Hudson Valley. Whether you're seeking a full-time residence, weekend retreat, or investment opportunity, 631 Main Street offers an exceptional combination of location, efficiency, lifestyle, and value. Turn the key, lower your energy expenses, and start enjoying everything Catskill has to offer with sustainable living along the Catskill Creek.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $357 | $357 | $357 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,121 | $2,801 |
| Total Monthly Payment | $2,468 | $2,553 | $3,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.