631 Main Street, Catskill, NY, 12414 | $425,000

Village Charm Meets Modern Efficiency.

Welcome to 631 Main Street. Beautifully reimagined and enhanced with solar energy, this turnkey village residence offers a compelling combination of modern comfort, energy efficiency,
and creekside serenity. Overlooking the iconic landscapes of the Catskill Mountains and Creek captured by Thomas Cole and Fredrick Church. Walkable, just moments from the village's thriving arts, dining, and cultural scene, the home provides an effortless lifestyle in one of the Hudson
Valley's most sought-after communities.

Designed for low-maintenance living, this move-in-ready residence offers the perfect blend of character and modern sustainability. Inside, you'll find a bright and inviting open-concept layout,
2 bedrooms, 2 baths, and stylish finishes throughout. The home's efficient design, updated systems, and solar installation help promote long-term savings and environmentally conscious living.

Outdoor living takes center stage with multiple decks and a covered front porch designed for relaxing, entertaining, and enjoying the natural surroundings.

With off-street parking, low-maintenance ownership, and reduced utility expenses through solar power, this property presents a rare opportunity for buyers seeking both lifestyle and long-term
efficiency.

Ideally situated just moments from Catskill's vibrant downtown, you'll enjoy easy access to acclaimed restaurants, breweries, boutiques, galleries, waterfront parks, and year-round events. Conveniently located near Hudson, Amtrak, Woodstock, skiing, hiking, golf, and the best of the
Catskills and Hudson Valley.

Whether you're seeking a full-time residence, weekend retreat, or investment opportunity, 631
Main Street offers an exceptional combination of location, efficiency, lifestyle, and value.

Turn the key, lower your energy expenses, and start enjoying everything Catskill has to offer with sustainable living along the Catskill Creek

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Style: Contemporary
  • Year Built: 1930
  • Heating: Active Solar, Ductless, Zoned
  • Cooling: Central Air, Ductless
  • Basement: Walk-Out Access
  • Acreage: 0.14
  • Est. Taxes: $5,527
  • Lot Desc: Back Yard, Gentle Sloping, Near Golf Course
  • View: Creek/Stream, Neighborhood, Panoramic, Pasture, Trees/Woods
  • School District: Catskill
  • Appliances: Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Other, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
  • MLS#: 20262833
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/20262833/631mainstreet_catskill_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Century 21 New West

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

631 Main Street, Catskill, NY, 12414

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $461 $461 $461
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,036 $2,121 $2,801
Total Monthly Payment $2,572 $2,657 $3,337

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.