126 S SAINT CLOUD AVENUE, Valrico, FL, 33594 | $529,900

Forget everything you know about standard, cookie-cutter suburban developments. If you are tired of cramped lots, nosey HOAs telling you what color to paint your front door, and rules that stifle your lifestyle, this is the escape hatch you’ve been looking for. This isn't just a home on a piece of land; it's 1. 16 acres of pure Florida freedom with massive immediate utility and an incredible future upside.
The Home & Peace of Mind
Step inside a solid, beautifully maintained 3-bedroom, 2-bathroom home that is completely move-in ready. Enjoy peace of mind from day one with a brand-new roof installed in 2020 and a suite of fresh, new appliances waiting for you in the kitchen. Plus, you can kick back or entertain year-round in the fantastic all-season lanai. Best of all? The entire 1. 16-acre parcel sits entirely in an X flood zone (NO FLOOD ZONE REQUIRED), meaning you can invest, live, and build with total confidence.
The Ultimate Dream Workshop
This is the crown jewel of the property for anyone who works with their hands, loves heavy machinery, or collects serious toys. We are talking about a massive, freestanding 30x30 dream workshop that is fully loaded and ready to go from day one:
Access: Two massive 10-foot rolling bay doors, perfect for easily pulling in lifted trucks, boats, or trailers.
Power & Water: Fully equipped with dedicated electric and water lines.
The Real Deal: Features a heavy-duty built-in hoist and is specifically wired with a 220V plug ready for arc welding.
Current Freedom (ASC-1 Zoning)
Zoned ASC-1 (Agricultural, Single-Family Conventional), you get country-style freedom without sacrificing city conveniences. You are minutes from Valrico's top-rated schools, shopping, and dining, but inside your gates, you hold all the cards. Park your commercial vehicles, RVs, or boats. Want a hobby farm, horses, or chickens? You have the green light.
Future Potential & Endless Possibilities
This is where the investment gets incredibly exciting. Valrico is growing fast, and 1. 16-acre tracts with ASC-1 zoning are becoming a rare commodity. Positioned comfortably in a prime growth corridor, this property features a highly favorable RES-4 (Residential-4) Future Land Use (FLU) designation. Hold it as a high-value asset, look into future subdivision opportunities for up to 4 units per gross acre as county density maps change, or create the ultimate multi-generational private compound.
Stop looking at cramped lots. Bring your trucks, your blueprints, your tools, and your biggest ideas. What are you going to do with all this freedom? Endless possibilities await!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1996
  • Garage: 2-car Covered, Oversized, RV Garage, Workshop in Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,515
  • Acreage: 1.16
  • Est. Taxes: $2,654
  • Lot Desc: In County
  • View: Trees/Woods
  • Elem. School: Valrico-HB
  • Middle School: Mulrennan-HB
  • High School: Durant-HB
  • Appliances: Range, Refrigerator
  • MLS#: TB8512173
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8512173/126ssaintcloudavenue_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 1:17:09 PM)


Herb MehlmanVP, Strategic Growth & Sales Manager

203.451.5741

Herb.Mehlman@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

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126 S SAINT CLOUD AVENUE, Valrico, FL, 33594

$529,900

Herb Mehlman

VP, Strategic Growth & Sales Manager

William Raveis Real Estate

Phone: 203.451.5741

Herb.Mehlman@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,920 $423,920 $423,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $221 $221 $221
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,539 $2,645 $3,492
Total Monthly Payment $2,852 $2,958 $3,805

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.