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Welcome to the waterfront community of Lazy Lagoon in Punta Gorda! This charming custom site-built home offers 1 bedroom, 2 bathrooms +versatile den. Enjoy the relaxed coastal lifestyle with community amenities just steps away—fish from the community-owned dock on Shell Creek or unwind beneath the shade of majestic live oaks in the beautifully maintained waterfront park adjacent to your deck. The open-concept living and kitchen area features a spacious layout filled with natural light and coastal charm. The kitchen showcases a functional U-shaped design with abundant counter space and eye-catching turquoise cabinetry. Neutral countertops & white appliances create a clean and cohesive aesthetic. Built-in shelving, additional cabinetry, and a generous walk-in pantry provide exceptional storage and convenience. Bamboo wood flooring flows throughout the home while raised vaulted ceilings create an airy, open feel. Tropical-inspired paint colors, skylights, and ceiling fans further enhance the bright and breezy atmosphere. Bluetooth-ready built-in ceiling speakers allow you to enjoy music throughout the home. Energy-efficient upgrades include hurricane-resistant insulated siding, heat-reflective sub-roofing, and a 2017 AMS Weather-Lok aluminum roof-over system offering outstanding durability, energy efficiency, and a lifetime transferable warranty. The primary bedroom features a generous closet, hidden cabinetry for golf clubs/gear, and a skylit ensuite bath complete with a tub/shower combo, integrated laundry area and additional concealed storage. The den offers exceptional flexibility as a guest room, home office, or additional living space. Its full bath includes a freestanding single-sink vanity and a relaxing deep soaking tub, complemented by a dedicated tankless water heater to ensure endless hot water for a spa-like experience. Step outside through sliding glass doors with privacy blinds onto the beautifully designed 16x12 covered deck. This elevated outdoor living space features durable low-maintenance decking, generous room for seating and dining, and a large overhead canopy providing shade and weather protection. The deck is surrounded by mature seagrape trees and lush native landscaping, while an outdoor ceiling fan keeps the space cool and comfortable. Beneath the deck, a built-in “boat house” conveniently stores two included Hurricane Santee 126 kayaks with paddles. Additional features include a covered carport with new shade lattice and native landscaping, Bahama-style hurricane-rated storm shutters, aluminum hurricane-rated panels for the sliding doors, clear hurricane-rated panels for the bathrooms and kitchen, Eemax tankless water heater (2020), upgraded plumbing fixtures, and 12 "SmartJack" support posts designed to help prevent settling and reduce the need for periodic releveling. Residents of Lazy Lagoon enjoy a variety of amenities tailored to an active Florida lifestyle, including a private boat ramp with direct access to Shell Creek, over 2, 000 feet of maintained waterfront shoreline, shuffleboard courts, billiards room, and a spacious clubhouse with a commercial kitchen hosting regular social events. A secure storage compound for boats and trailers is also available for a nominal annual fee. Conveniently located just minutes from Punta Gorda, this exceptional waterfront home offers easy access to boating, waterfront dining, shopping, parks, entertainment, and all the best that Southwest Florida has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $124 | $124 | $124 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $719 | $749 | $988 |
| Total Monthly Payment | $918 | $948 | $1,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.