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Wether you are searching for your forever home or perfect weekend getaway this three bedroom, two bath ranch home checks all the boxes. Beautiful mountain views with open fields, combined with nice forest areas, this is the kind of place you can set down roots or come back to recharge. Inside, the open floor plan between the living room, kitchen and dining area offer a nice flow making everyday living and entertaining comfortable. With a large deck just off those areas entertaining is easy offering a beautiful spot to take in the mountain view. The split bedroom layout offers a full bedroom and on suite on one end, with two bedrooms and a bathroom on the other. The large full walk out basement could also be finished for additional living area should you need it. With road frontage on two roads and driveway access from both coming and going is easy no matter which direction you are headed. Within a half hour of four different ski areas this is an ideal base for your weekends on the slopes, or if investment is what you seek the potential for an air b n b is a possibility. Approximately 1 house to the Capital District and 2. 5 - 3 hrs. from the NYC metro area this location makes it an ideal property for anyone.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,816 | $1,892 | $2,498 |
| Total Monthly Payment | $2,276 | $2,352 | $2,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.