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Experience the best of Johns Island living in this beautifully pond view home located in the desirable Summertrees community. Tucked away, this property offers a setting many people move to Johns Island to find, while still being just a short drive from Downtown Charleston, Kiawah Island, Seabrook Island, Freshfields Village, and some of the area's most popular beaches. Inside, the home features a spacious open floor plan designed for comfortable everyday living and easy entertaining. The family room centers around a cozy fireplace and is filled with natural light from windows, back porch overlooking the pond. The split-bedroom layout provides separation between the primary suite and guest bedrooms, creating a comfortable retreat at the end of the day. The primary suiteoffers generous closet space, a tray ceiling, and a private bath with a separate tub and shower. Beyond the home itself, Johns Island has become one of the Charleston area's most sought-after locations thanks to its natural beauty, laid-back atmosphere, local restaurants, waterfront recreation, and easy access to everything the Lowcountry has to offer. Whether you're spending the day at the beach, enjoying dinner downtown, or simply relaxing by the water at home, this location provides the lifestyle that makes coastal living so appealing. If you've been searching for a home that combines space, privacy, water views, and a prime Johns Island location, this is an opportunity you won't want to miss.
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Our Executive Mortgage Banker:
$3,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,400 | $2,400 | $2,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $15 | $15 | $20 |
| Total Monthly Payment | $90 | $90 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.