655 Decatur Street, Brooklyn, NY, 11233 | $2,195,000

Welcome to 655 Decatur Street, a beautifully reimagined 20-foot-wide Brooklyn brownstone situated on a quiet tree-lined block in the heart of Bedford-Stuyvesant. This exceptional two-family residence seamlessly blends timeless historic character with sophisticated contemporary design across approximately 3, 600 square feet of thoughtfully curated living space. Configured as an owner’s duplex over a spacious two-bedroom garden residence, the home offers the perfect combination of luxurious living and income-producing potential. Enter through the original brownstone entry into a dramatic open-concept parlor level featuring soaring ceilings, oversized windows, wide-plank flooring, and an expansive layout designed for both everyday living and entertaining. At the heart of the home is a stunning chef’s kitchen featuring premium appliances, sleek European-inspired cabinetry, quartz countertops, and an oversized island with abundant seating. The open layout seamlessly connects the kitchen, dining, and living areas, while a flexible office space and powder room complete the main level. Upstairs, the private living quarters include two generously sized secondary bedrooms, a beautifully appointed full bathroom, a dedicated laundry area, and an elegant primary suite featuring a walk-in closet, spa-inspired bath, and direct access to the rooftop terrace. The finished rooftop retreat offers an incredible extension of the home’s living space, complete with pavers and sweeping Manhattan skyline views—perfect for entertaining, relaxing, or enjoying summer evenings above Brooklyn. The garden-level residence features a spacious two-bedroom layout with its own kitchen, full bathroom, and private entrance, creating excellent flexibility for rental income, guests, or extended family living. The basement level further enhances the home’s versatility and can easily function as a recreation room, home office, fitness area, media room, or additional storage space. Additional highlights include thoughtfully selected finishes throughout, a beautiful private backyard with pavers and decking, decorative fireplace details, and the preservation of the home’s original historic facade and entry door. Conveniently located near neighborhood cafes , restaurants, parks, and transportation, 655 Decatur Street presents a rare opportunity to own a turnkey Brooklyn brownstone that captures the scale, charm, and lifestyle that define townhouse living.

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Multiple Locations, Washer Hookup
  • Year Built: 1899
  • Heating: Electric, Forced Air
  • Cooling: Electric
  • Basement: Finished
  • Approx Sq. Feet: 3,600
  • Acreage: 0.05
  • Est. Taxes: $5,000
  • Elem. School: Ps/Is 137 Rachael Jean Mitchell
  • Middle School: Is 392
  • High School: Eagle Academy For Young Men Ii
  • School District: Community District 23
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Freezer, Range, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 1006173
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/1006173/655decaturstreet_brooklyn_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-673-6800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

655 Decatur Street, Brooklyn, NY, 11233

$2,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,756,000 $1,756,000 $1,756,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,970 $10,670 $14,818
Total Monthly Payment $10,512 $11,212 $15,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.