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Presented by
Chris Sellers |
Welcome Home to Chinaberry, Hilton Head Island. One of the Island's most established and sought after communities, where towering trees line quiet streets and a true sense of neighborhood is alive and well. Lovingly cared for by a young family, 56 Monticello Drive is ready to welcome its next chapter. The single-level floor plan offers three bedrooms and two full baths and updated flooring, providing comfortable, easy living. A generous bonus room above the two-car garage adds invaluable flexibility - the perfect space for a home office, playroom, media room, golf simulator room or occasional guest retreat. The sellers have taken every step to ensure a seamless transition for the new owners. A brand new roof was recently installed, delivering the peace of mind that every buyer deserves from day one. The home has been meticulously prepared for its next owners, reflecting the pride of ownership evident throughout. Step outside and you'll see the natural landscape buffer along the rear and right side of the lot creates a sense of seclusion that is hard to come by - your own private retreat tucked within the neighborhood. The backyard itself is a blank canvas, open and versatile, just as the current family has enjoyed it: evenings around the fire pit, weekends at the grill, camping with the kids. Whatever your outdoor vision, this yard is ready for it. Chinaberry's lush canopy, neighborhood playground, and welcoming atmosphere make it a wonderful place to put down roots. And for those who crave the best of the island, you're just a short bike ride from the Rowing Center, Hudson's Seafood on the Docks, The Boathouse, and Dockside - a lineup of Lowcountry waterfront dining and recreation that residents simply never take for granted.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
Sales Associate
William Raveis Real Estate
Phone: 413.440.9435
Chris.Sellers@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,487 | $2,590 | $3,420 |
| Total Monthly Payment | $2,579 | $2,682 | $3,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.