831 CHIPAWAY DRIVE, Apollo Beach, FL, 33572 | $959,000

Open Water Royal Canal home on desired Chipaway Dr! Large Private View of one the widest Canals in Apollo Beach! Upgraded with Newly Designed Floor Plan! New Clay Tile Roof 2025, New TPA Roof, Newer High-End TRANE AC w/Clean Effects Filter System 2022! Kitchen redesigned & Upgraded to include all wood cabinetry, Pull Outs in all Cabinets with soft close! Newer Waterproof Luxury Vinyl Flooring throughout! This Floor plan is simply nowhere else! Entry Covered Porch with DeGeorge Wood Ceiling & Double Energy Efficient Etched Glass Doors! You see the water as soon as you enter the home! The Kitchen is upgraded fully with 42” Cabinetry, Crown Molding, Decorative Ends everywhere, pull-outs in all cabinets, Dual Pull Out Spice or Tray Drawers! Stainless Appliances with Double Oven, Built-in Drawer Microwave, fully Functioning Cabinets under Center Island, LED Lighting Throughout as needed! The Pass-Through Service Window that pockets & Quartz Bar to pass through is a coveted Feature! Bar area is fully outfitted to support entertaining with Bar Refrigerator, under-counter lighting, cabinetry with pull-out shelves + soft close! Great Room has a wood-burning fireplace for your delight! Adorned in Travertine tile! LED lighting to help you create the lighting you need when you need it! Primary Bedroom is split from Bedroom 2 and 3! Door to enclose Primary Suite with Linen Closet, Walk-in Closet with pocket door and outlets in closet! Large Primary handles a King bed with ease! Sliders out to Hot Tub & Pool! LED Lighting! Ensuite Bathroom adorned in Marble flooring with zero Entry Shower, Frameless Glass Enclosure, Rain Shower System w/Hand Held sprayer, 2 Niches for your items, Travertine Tile on Walls, and yes it is big! Dual Sinks with decorative Cabinetry Trim & Fogless Back Lit Mirrors! Water Closet has a door w/Upgraded Dual Flush Toilets to keep them clean! Plumbed and an outlet for a Bidet Toilet Seat! 4th Bedroom/Office is next to Primary with Closet, LED lighting, Sliding Glass Door to gaze at the water! Bedrooms 3 and 4 are on their own wing with a Pocket door to provide privacy, Guest Bathroom upgraded to include Dual Sinks, Quartz Counters, New Deep Tub with upgraded tile w/ Niche accent! Bedroom 3 and 4 both look out to the Water! Laundry Closet in hallway between bedrooms with Barn Door to make it go away! Bedroom 4 also looks out to Pool! Both Rooms have Ceiling Fan Light switch controls to make life easier!
Pool area is stunning with upgraded No Seeum Screening throughout, Wood Ceiling, Pavers that were just cleaned and sealed, Hot Tub fully functional with new cover on the way! Florida Glass Screen for privacy! Plenty of outdoor Entertainment space! Additional Screen room with Vaulted Ceilings, 6’ Ceiling Fan, Tile Floor and ready for your thoughts! Dock has a 10, 000-pound lift, with Composite Marine Boards, Electrical, Dock Light, Water, and ready for a boat on the lift or sailboat! Garage is brand new with all drywall texturing and painting new, New Epoxy Floor, Hybrid Hot Water Heater has AC cold air output! Culligan Water Softener! Large Sink w/Quartz Counters, cabinetry and Drawers to make the Garage a showpiece! New Landscaping to include Sprinkler System! Fully Fenced 6’ with Gates at both entries in upgraded Beige Color! Insulation in Attic just upgraded to R38! Amazing community where neighbors care about each other! Check out the Virtual Tour Matterport where you can literally walk through the house!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Common Area, Inside
  • Style: Coastal
  • Year Built: 1982
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,930
  • Acreage: 0.22
  • Est. Taxes: $9,225
  • Lot Desc: FloodZone, Landscaped, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: East Bay-HB
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8513478
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8513478/831chipawaydrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 4:54:54 AM)
Listing courtesy of SIGNATURE REALTY ASSOCIATES   Phone: 813-689-3115

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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831 CHIPAWAY DRIVE, Apollo Beach, FL, 33572

$959,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $767,200 $767,200 $767,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $769 $769 $769
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,600 $4,662 $6,474
Total Monthly Payment $5,461 $5,523 $7,335

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.