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42146 PINE VALLEY DRIVE, Paisley, FL, 32767 | $225,000
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Welcome to 42146 Pine Valley Drive in Paisley, a 3-bedroom, 2-bath home offering a functional layout, recent major updates, and outdoor features designed for Florida living. The home includes a living and dining room combination, creating a connected main living space for everyday use, hosting, and relaxing.
Inside, the floorplan offers 3 bedrooms and 2 full bathrooms, with a practical layout that supports a variety of living needs. The kitchen includes a new refrigerator and stove, adding useful updates to the heart of the home. Several important improvements have also been completed, including a new roof in 2024, new AC in 2024, hot water heater in 2024, new TECO electric panel in 2025, new septic control pump in 2024, and a 10-year termite bond issued in 2025.
Outdoor living is a strong feature of the property. The covered and screened patio provides a comfortable space for relaxing, dining, or enjoying the surrounding views while staying shaded and protected. The roof over the porch was replaced in 2024, adding to the home’s recent exterior updates. Additional outdoor features include exterior storage and a chicken coop added in 2024.
The property also offers water access to a lake, along with a boat ramp, dock, and motor boat-friendly access. The wood on the dock was replaced in 2025, making the lakeside area at the back of the property more usable for enjoying time by the water, launching a boat, fishing, or simply taking in the quiet setting.
Located in Paisley, the home offers a residential setting close to outdoor recreation, including Ocala National Forest. The area is well suited for buyers looking for a quieter lifestyle with access to nature, boating, trails, and open-air activities, while still remaining within reach of surrounding Central Florida communities.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 145
- Laundry: Inside, Laundry Room
- Year Built: 1983
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,188
- Acreage: 0.32
- Lot Size: 80 x 145
- Est. Taxes: $1,380
- View: Garden, Trees/Woods
- Elem. School: Seminole Springs. Elem
- Middle School: Umatilla Middle
- High School: Umatilla High
- Appliances: Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
- MLS#: O6411210
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/O6411210/42146pinevalleydrive_paisley_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS Phone: 407-629-4420
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
42146 PINE VALLEY DRIVE, Paisley, FL, 32767
$225,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,078 | $1,123 | $1,483 |
| Total Monthly Payment | $1,268 | $1,313 | $1,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388